How To Get BVN Number on My Phone

The Bank Verification Number (BVN) is a crucial 11-digit code that every Nigerian banking customer needs for secure and seamless financial transactions. If you’ve ever wondered how to get my BVN number on my phone, you’re in the right place.

Those days of visiting the bank for this are gone—you can now verify your BVN by easy means on your phone, whether you are on MTN, Airtel, Glo, or 9mobile.

In this, we will guide you through some means you can obtain your BVN, from USSD codes, mobile apps, and online platforms.

Regardless of whether you are looking for how to check BVN on MTN or how to check my BVN online, we’ve got you covered with step-by-step guides that are simple and easy to use. So let’s get going!

1What is BVN?

2Why You Need BVN

3How To Get BVN Number on My Phone

4How to Get My Bank Verification Number on My Phone through USSD Code

5How to Check BVN Online Through the NIBSS Website

6How to Check BVN on Phone Using Internet Banking

7How to Get BVN Number in Nigeria on Your Mobile Banking App

8Contacting the BVN Helpdesk

9Visit the National Identity Management Commission Office (NIMC)

10How to Check BVN on MTN, GLO, Airtel and 9Mobile

11Can You Ask Your Bank For Your BVN?

12How to Secure Your Bank Verification Number

13Frequently Asked Questions

14Conclusion

15References

16Recommendations

What is BVN?

A Bank Verification Number, abbreviated as BVN, is a unique biometrics-backed 11-digit customer identification system for Nigerian banking customers. BVNs are issued and managed by the Central Bank of Nigeria (CBN) and offer a secure method of identity verification to all financial institutions.

That is, your BVN is a number (like your telephone number or National Identification Number) associated with your financial accounts by which financial institutions can identify you and your financial transactions.

The Number was collectively created in 2014 by the CBN and the Nigeria Inter-Bank Settlement System Plc (NIBSS) as part of an attempt to centralise Nigeria’s Bank Verification System.

Now, the BVN has evolved as an effective weapon for banks to facilitate banking for customers in a simple manner without facilitating fraud and other types of financial offenses.

Why You Need BVN

You are a citizen of Nigeria, and your BVN is your secret identity to gain access to new-generation banking financial services. The following are some reasons why you will be asked to validate it;

To Verify your Identity: Banks request you to verify your identity when opening a new account, upgrading your KYC levels, or for making transactions. Through the provision of a valid BVN, you are allowed to perform your intended financial transactions.

For Security Purposes and Fraud Prevention: Your BVN is your personal banking verification number, which the CBN introduced to ensure that your bank account is not vulnerable to fraudsters. In the event that you notice suspicious transactions on your bank accounts, notify your customer representative to cross-check through your BVN.

Change in Personal Details: In case you experience a significant change in your details, i.e., name, biometric data, and contact numbers, you will need your BVN to complete the relevant forms.

Linking Various Accounts: Where you have several bank accounts and you desire to link the accounts, you will need your BVN to link the accounts successfully.

Loan Application: When you apply for a loan or credit facility, the lender may request your BVN to verify your identity and facilitate the process.

Payment and Beneficiary Verification: In most cases, NGOs or governments will request your BVN to make payments or confirm beneficiaries. It can be for grant applications, social welfare schemes, etc, and your BVN is one of the requirements to receive such payments.

Account Recovery and Emergencies: If you wish to restore your lost or locked account, you will need to confirm your identity through certain details, i.e., your BVN.

If you’ve ever wondered how to get my bvn number on my phone, never worry because there are many quick and easy methods to do it. Let’s walk through them step by step.

How to Get My Bank Verification Number on My Phone through USSD Code

You can check your BVN simply by dialing the code *565*0# on the phone number on which you registered your BVN.

After following the prompt after dialing the code, your BVN will be displayed on your phone for a service fee of N20. The process is instant and does not require any internet connection.

How to Check BVN Online Through the NIBSS Website

The NIBSS is an industry-owned organization that operates the infrastructure supporting electronic interbank transactions in Nigeria. And since your BVN is one of the fundamental systems for banking, the NIBSS website has a specific BVN lookup tool to assist in verifying and obtaining your information.

Here’s how to verify BVN through the NIBSS’s website:

Go to the NIBSS website using your mobile phone or computer.
Fill in your name and date of birth in the fields provided.
Fill in the phone number linked to your BVN.
Click on the “Submit” button.
Select a preferred payment option and pay the ₦20 verification fee.

You should have your 11-digit Bank Verification Number displayed on the screen in case your data is correct and your BVN is active. Please note that, sometimes, the BVN search facility would not be operational.

How to Check BVN on Phone Using Internet Banking

Internet banking in Nigeria has grown leaps and bounds since savings and investments were revolutionized by fintech services. Today, most internet banking websites also include a page to confirm your details like your BVN.

You can confirm your BVN via Internet banking as follows:

Log on to your Internet banking website.
Enter your credentials.
Search for the “Account Settings” or “Account Details” in the menu.
Enter the information required.
You should now be able to see your account information.

Observe that not all internet banking pages allow you to access your BVN. What you do or steps you need to take will depend on the bank.

How to Get BVN Number in Nigeria on Your Mobile Banking App

Mobile banking apps are all the rage these days. They are very easy to use and are normally reliable. And, just as internet banking websites do, some mobile banking apps allow people to see their BVN.

These are the steps to see your BVN via your mobile banking app:

Login into your mobile banking app.
Click on the “Account Details” option.
Select “Identification” or “BVN Settings” from the menu.
Input the required information.
Do notice that the process above may change based on your app. And, naturally, not all mobile banking apps support viewing your BVN in this manner.

Contacting the BVN Helpdesk

Another simple way of getting your bank verification number is by contacting the BVN helpdesk through their toll-free number – 0700-2255-226 or email – bvn@nibss-plc.com.ng.

Ensure you provide the correct information, which includes your full name, date of birth, email address, and phone number linked to your BVN.

They confirm your details, and you get your BVN details from the comfort of your place.

Also Read – Code for BVN Check on all Nigerian Network 2024

Visit the National Identity Management Commission Office (NIMC)

In case you have enrolled for your National Identification Number and you possess your ID details, then you can proceed to any NIMC office. By providing them with your correct information, they will assist you in retrieving your BVN instantly.

How to Check BVN on MTN, GLO, Airtel and 9Mobile

No matter whether you use MTN, GLO, Airtel, or 9Mobile, you can verify your BVN through the following steps:

Dial the code *565*0# on the phone number you used to register your BVN
Make sure you accept the N20 charge that is being offered
Enter your transaction pin

Your BVN will appear on your screen. With the same code number, you can check your BVN across Nigeria network service providers. The good news is that you don’t have to go online. Your digits are displayed for a mere N20 naira.

Can You Ask Your Bank For Your BVN?

But what if you cannot use any of the above, e.g., you lose the BVN-linked number of your phone or you forget the BVN verification code? Can your bank give you your BVN?

You can ask your bank to provide you with your BVN, but you have to visit a physical branch or call a customer care agent to get started.

Your bank will then let you know what to do next. But make sure you take a valid identity — like your Nigerian national ID card — when you visit there.

Also Read – How to Remove Your BVN from Blacklist in Nigeria

How to Secure Your Bank Verification Number

Having your Bank Verification Number (BVN) covered is a critical aspect during this digital age because it is your unique identification on all Nigerian accounts.

Maintenance of your BVN ensures security from unauthorized information for your personal money and the low risk of money theft as well as other fraudulent activities against you. As noted below, the following is a list of effective methods used in securing your BVN:

Confidentiality: Never share or disclose your BVN, card number, or PIN to third parties.

Safe Sites: Use your BVN and card details only on safe sites.

Awareness of Phishing: Understand phishing tricks related to BVNs and ATM cards.

Prompt Reporting: Report all suspected transactions to your bank immediately.

Account Protection: If compromised, report to your bank, lock accounts, block old ATM cards, and check statements.

Biometric Protection: Use biometric technologies such as fingerprints and facial photographs for higher authentication.

Avoid Untrusted Apps: Avoid placing personal information on untrusted apps or websites.

Frequently Asked Questions

What is the USSD code to check BVN?

The USSD code to check BVN is *565*0#. Simply dial the code using your phone and follow the instructions to obtain your BVN.

Is my BVN number secure?

Yes, your BVN number is secure. NIBSS utilizes advanced security devices to protect your biometric details and prevent intruders from gaining access to it.

Is it possible for me to get my BVN number without going to a bank?

Yes, you can have your BVN number without a visit to the bank. You can register your BVN online or through the NIBSS BVN portal.

What do I do if I forget my BVN number?

If you lose your BVN number, you can retrieve it by dialing *565*0# or by visiting the NIBSS BVN portal and following the recovery procedure.

Can I have 2 BVN numbers?

No, you can’t. You receive only one single unique Bank Verification Number that you will keep for the rest of your life.

Conclusion

Finally, if you are keen to learn how to get my bvn number on my phone, the simplest way to verify your BVN is via the *565*0# shortcode, but only if you are using the phone number linked to your BVN.

The other ways to verify are via the NIBSS website, via Internet banking or via your mobile banking app.

Don’t forget your BVN is private information. Never share it on unverified or public platforms in order to avoid fraud that may lead to severe consequences.

References

moniepoint.com – How To Check Your Bank Verification Number (bvn)
youverify.co – How To Check BVN on MTN, Glo, 9Mobile, and Airtel
www.legit.ng – How to retrieve BVN code on your phone: Step-by-step guide 2022

How To Get BVN Number on My Phone | Full Guide

What is BVN?

Why You Need BVN