Complete List of Premium Trust Bank USSD Code for Transfer, OTP, Airtime

The Premium Trust Bank USSD code is a quick and convenient way to access a range of banking services directly from your mobile phone, without the need for internet connectivity or visiting a physical branch.

These codes enable users to perform a variety of banking tasks such as transferring money, generating OTPs, and purchasing airtime directly from their mobile phones without needing internet access.

How can you get things done quickly with your Premium Trust Bank account? Is there a way to do that, and how can you do it?

This article provides a comprehensive guide on the Premium Trust Bank USSD codes, detailing their features, usage, and advantages.

Also read – USSD Codes for Union Bank, Polaris, First Bank & Zenith

Premium Trust Bank: Overview

PremiumTrust Bank began its operations in April 2022, establishing a strong presence in Nigeria’s three major economic hubs: Abuja, Lagos, and Port Harcourt.

With a vision to serve both the macro and micro sectors of the economy, PremiumTrust Bank caters to public and private sector clients, showcasing rapid growth and expansion.

The bank’s emergence brought together a team of visionary leaders with diverse expertise and an average of over 25 years of experience.

This leadership team is dedicated to driving the bank’s mission forward.

PremiumTrust Bank’s state-of-the-art facilities, highly trained staff, and premium products and services are designed to provide an exceptional banking experience and high customer satisfaction.

Licensed as a Commercial Bank, PremiumTrust Bank aims to become the preferred bank in Nigeria by 2027 and aspires to be a leading voice in consumer banking across Africa by 2032.

Their commitment to excellence and customer-focused approach positions them as a significant player in the banking industry, poised for significant impact and growth in the coming years.

What is Premium Trust Bank USSD Code?

The Premium Trust Bank USSD code *858# a short code that customers can dial on their mobile phones to access banking services.

This service is aimed at providing a fast, secure, and convenient way for customers to perform banking transactions without the need to visit a bank branch or use internet banking.

By dialing a specific code, customers can manage their accounts, transfer funds, generate OTPs, buy airtime, and more, all from their mobile devices.

Features of Premium Trust Bank USSD Code

• Ease of Use: The USSD service is user-friendly and requires no internet connection.
• Fast Transactions: Transactions are processed instantly, ensuring quick access to funds and services.
• Wide Range of Services: The USSD code can be used for multiple banking operations, including money transfers, balance inquiries, and bill payments.
• Security: The service is secure, with PIN protection and encryption to safeguard customer information.
• 24/7 Availability: Customers can access the service anytime, anywhere.

Comprehensive List of Premium Trust Bank USSD Codes

Transaction	USSD Code
Account Opening	*858*1#
Balance Inquiry	*858*2#
Money Transfer	*858*3#
Airtime Recharge (Self)	*858*4*Amount#
Airtime Recharge (Others)	*858*5*Amount*Recipient’s Number#
Generate OTP	*858*6#
Bill Payments	*858*7#
Check Mini Statement	*858*8#
Change PIN	*858*9#
Loan Services	*858*10#

How to Activate Premium Trust Bank USSD Code

To be able to use the Premium Trust USSD Code, you need to activate/register first. There are two aspects to this.

Either you are an existing account holder, or you are not. Either way, below is the way you can register for the USSD code.

Also read – Samsung Galaxy S24 Ultra Price in Nigeria, Kenya, and South Africa

For Existing Premium Trust Bank Account Holders

1. Dial *858# from your mobile phone.
2. Select “Registration” and enter your account number (Retail accounts only)
3. Your debit card’s PAN (Primary Account Number) will be displayed. Choose your preferred card if you have more than one.
4. Enter your debit card’s 4-digit PIN.
5. Create a 4-digit USSD transaction PIN.
6. You will receive confirmation that your registration is successful.

For Non-Account Holders

1. Dial *858# from your mobile phone.
2. Select “Account Opening” and enter your BVN (the phone number used must be linked to your BVN).
3. Review and confirm your First name, Middle name, and Last name.
4. Choose ‘Accept’ to proceed or ‘Reject’ to abort the process.
5. Enter your date of birth in DD/MM/YY format and proceed.
6. Optionally, enter a staff ID for a referral or skip to proceed.
7. Create a 7-digit preferred account number or skip to proceed.
8. Create a 4-digit USSD transaction PIN.
9. If all criteria are met, a Tier 1 account will be opened successfully, and you will receive an SMS notification with your account number on your registered mobile number.

Requirements to Activate Premium Trust Bank ussd Code

Below are the four things you need to have in order to activate the Premium Trust Bank USSD code:

• Premium Trust Bank Account: Expectedly, you must have a Premium Trust Bank account to benefit from this service.
• A debit card: You need to have a debit card (active) that’s linked to your account.
• Mobile phone: It doesn’t necessarily have to be a browsing phone. Any mobile phone will do.
• Phone number: This can be from any network operator. But must be first linked to your Premium Trust Bank account.

However, to start using the service, you must first register or activate it.

Also read – Huawei Full Strategy to Compete with Apple in 2024

Premium Trust Bank USSD Code Usage

To use the Premium Trust Bank USSD code, dial *858# and follow the on-screen prompts for the specific transaction you wish to perform.

For example, select the transfer option to transfer money, enter the recipient’s account details, and confirm the transaction with your PIN.

How to Block Premium Trust Bank USSD Code

If you suspect unauthorized access or lose your phone, you can immediately block your USSD service by contacting Premium Trust Bank’s customer service.

They will assist in blocking the USSD service to prevent any unauthorized transactions.

How to Unblock Premium Trust Bank USSD Code

To unblock your USSD service, you must verify your identity by contacting Premium Trust Bank customer support.

They will guide you through the verification process and reactivate your USSD service.

How to Upgrade My Premium Trust Bank Account using USSD Code

Upgrading your Premium Trust Bank account requires visiting a bank branch or contacting customer support.

The USSD service does not support account upgrades.

How to Pay Back Premium Trust Bank Loan with USSD Code

1. Dial *858#.
2. Select the loan repayment option.
3. Follow the prompts to enter the repayment amount and confirm the payment.

Also read – Eyowo Restores Customer Funds

How to Borrow Money from Premium Trust Bank with USSD Code

1. Dial *858#.
2. Select the loan option.
3. Enter the required information and submit your application.
4. You will receive a confirmation message once your loan is approved and disbursed.

Premium Trust Bank USSD Code for Airtime

Buying Airtime with the Premium Trust Bank Code is very simple and straightforward.

The Premium Trust Bank USSD code to buy Airtime for yourself is *858*Amount# and if you want to buy it for others, the USSD code is *858*Amount*Phone Number#. 

To purchase airtime using the Premium Trust Bank USSD code, follow these steps:

1. Dial *858*Amount# on your mobile phone (the number you registered with your Premium Trust Bank account) and if you wish to recharge for others, dial *858*Amount*Phone Number#.
2. For example, if you want to recharge ₦500, dial *858*500#; for others, dial *858*500*080123456789#.
3. Select the option to recharge or buy airtime.
4. Choose the desired network (e.g., MTN, Glo, Airtel, or 9mobile).
5. Confirm the transaction details and enter your four-digit USSD banking PIN.
6. Press the send button, and within seconds, your mobile phone will be credited with the airtime value you selected.

Advantages of Premium Trust Bank USSD Code

• Convenience: Access banking services from anywhere without internet.
• Speed: Instant processing of transactions.
• No Need for Smartphone: Works on any mobile phone.
• 24/7 Access: Perform transactions at any time of the day.

Security Measures for Premium Trust Bank USSD Code

• PIN Protection: Always use a secure PIN and do not share it with anyone.
• Immediate Reporting: Report any suspicious activity or loss of phone immediately to the bank.
• Regular Monitoring: Regularly check your account statements for unauthorized transactions.

Also read – Ethiopia’s Largest Commercial Bank Loses $40 Million to “systems glitch”

Common Issues and Solutions

• Transaction Failure: Ensure you have sufficient funds and network coverage. Retry the transaction if it fails.
• Incorrect PIN: Reset your PIN by following the prompts on *111# or contacting customer support.
• Blocked Service: Contact customer support to unblock your USSD service.

FAQs

Conclusion

The Premium Trust Bank USSD code service offers a convenient and efficient way to manage your banking needs, from transferring funds and generating OTPs to purchasing airtime and repaying loans.

You can enjoy seamless banking services anytime and anywhere by understanding how to activate and use these USSD codes.

Should you encounter any issues, Premium Trust Bank’s customer support is always ready to assist, ensuring a smooth and secure banking experience.

References

Premium Trust Bank

Recommendations

Ethiopia’s Largest Commercial Bank Loses $40 Million to “systems glitch”

Eyowo Restores Customer Funds

Huawei Full Strategy to Compete with Apple in 2024

Samsung Galaxy S24 Ultra Price in Nigeria, Kenya, and South Africa

USSD Codes for Union Bank, Polaris, First Bank & Zenith

Interact with us via our social media platforms:

Facebook: Silicon Africa.
Instagram: Siliconafricatech.
Twitter: @siliconafrite.