UBA USSD Code for Airtime, Transfer, & Mobile Banking

In a world where people are rushing in the blur to get things done, the less friction there is in managing finances, the better. United Bank for Africa (UBA) is at the forefront of a new drive toward banking operability.

The UBA USSD Code enables customers to access several banking services from their mobile phones, even when internet connectivity is absent. 

Have you ever been stranded in a long ATM queue, wishing that managing your UBA bank account was easier? Look no further because UBA has a safe, convenient solution with USSD codes.

This article is your final stop to enabling UBA Bank’s USSD code potential. We’ll explore what UBA USSD bank transfer codes are all about, dive into the USSD Codes concerning balance checks and airtime top-ups, and solve some of your FAQs.

So whether you’re looking for a UBA USSD code, the code for UBA transfer, or asking what the UBA USSD code is? you’re in the right place. Let’s check out how the USSD codes can change your mobile banking drill. Let’s do this!

What is the UBA USSD Code?

The UBA Bank USSD code is a short, easy-to-remember number, *919#, which is crafted to enable UBA account holders to execute a hell load of banking transactions directly from their mobile phones without the necessity for an internet connection.  

This service is meant for all UBA clients, especially those who value ease, speed, and guaranteed security in their bank transactions. The UBA code has improved over the years by adding more features since customer needs are diversified.

With *919# you can check your account balance quickly, send and receive money, and perform all kinds of transactions. This USSD code is a convenient way to manage everyday banking tasks from the comfort of your mobile phone.

Read Also – Updated List of All Ecobank USSD Codes for Banking Transactions

Features of UBA USSD Code

UBA (United Bank for Africa) offers the following services through its *919# USSD code. These features are created to provide convenient bank offers through your mobile without using any internet connection. The following are some of the most essential features:

1. Account balance inquiry: Instantly check your account balance.
2. Money Transfer: Transfers are limited in UBA and to other Banks in Nigeria.
3. Buy airtime: Purchase for yourself and your loved ones.
4. Bill Payment: Services and miscellaneous payments.
5. Bank Statement: Request a mini statement of your last transactions.
6. Card services: Block your debit card in case of theft or request a new one.
7. PIN Reset: Change or reset your USSD PIN for security.
8. Credit Services: Option of making UBA loan requests and a review.
9. Check BVN: Obtain your Bank Verification Number. 
10. Account Opening: Open a brand new UBA account all at once from your phone.
11. Fund Wallet: Top up your UBA payment card or mobile wallet.

These services make banking more accessible and convenient, especially for users without access to the Internet or a physical bank branch.

What is the Comprehensive List of UBA Bank USSD Codes?

UBA Bank provides a range of USSD codes for various banking transactions. Here’s a comprehensive list of UBA USSD codes:

Type of transaction	UBA USSD code
General Code	*919#
Self-Enrolment/Registration	*919*0#
Check balance	*919*00#
Top-Up airtime for yourself	*919*amount#
Top-Up airtime for others	*919*phone number*amount#
Transfer money to a UBA Account	*919*3*account number*amount#
Transfer money to other banks	*919*4*account number*amount#
Load UBA Prepaid Card	*919*32#
Block Debit Card	*919*10#
Pay bills	*919*5#
Freeze Online Transactions	*919*9#
Retrieve BVN	*919*18#
ATM cardless withdrawal	*919*30*amount#
Check Bank Statement	*919*21#
Generate OTP	*919*8#
Buy data for yourself	*919*14#
Buy data for others	*919*14*phone number#
Check LCC e-tag Balance	*919*16*1#
Smile data top-up	*919*23#
Baba Ijebu Wallet Funding	*919*26*1#
Betking Wallet Funding	*919*26*amount#
Bet9ja Wallet Funding	*919*22*wallet ID*amount#
Lottomania Wallet Funding	*919*26*2#
ARM Pensions	*919*27*1#
Oak Pensions	*919*27*2#
Deactivate UBA USSD code	*919*911#
Buy Airline Tickets	*919*12#

Also Read – Full LIst of Opay USSD Codes & How to Use Them 2024

How to Activate the UBA USSD Code?

To begin, dial the UBA magic code *919# from your associated SIM (phone number) to your UBA account. 

Here is How;

1. Dial *919#.
2. Then, you get a prompt to Accept or Reject the network charge of N6.98. Press 919 to Accept or 2 to Reject.
3. Go ahead and Accept by input 919.
4. Next, you can choose UBA self-banking services and select 7 to check your balance.
5. You see a prompt to Sign up with UBA Magic Banking.
6. There are two ways to join UBA Magic Banking USSD: account with PIN and Prepaid with PIN.
7. Select Account with PIN, which is 1.
8. Enter your UBA Account Number (10 digits).
9. Then, Input your 4-digit PIN.
10. Confirm your PIN again.

You receive a notification that your UBA USSD banking has been successfully authorized. 

UBA Bank USSD Code Usage

The UBA code allows one to verify an account’s balance, effect account-to-account transfers and account-to-other-bank interbank transfers, purchase airtime for self and others, and pay bills. 

For users in countries with low internet connectivity, this is a necessary and very effective tool for banking.

To use the service, the customer will need to register the phone number or device they use with UBA. When dialling *919#, the customer will input their PIN to secure access to their products. 

It is developed to be user-friendly for all mobile device genres, from basic to high-end smartphones. It is not only user-friendly but also gives the user an enhanced on-the-go experience for simple, fast, and secure financial management.

Read Also – Complete List of Important MTN USSD Codes in South Africa 2024

How to Block UBA Bank USSD Code 

If you want to block the UBA UBA code, do the following:

1. Dial *919#
2. Select option 7: Settings
3. Select option 2: block code
4. Confirm that you want to block your USSD code

Alternatively, you can also block your USSD code through the UBA mobile banking app.

1. Log in to the app.
2. Then click “Settings”
3. Click on “USSD Code”
4. Tap on the “Block Code” button
5. Now confirm that you want to block the code.

If you can’t remember your USSD code, you can reset our code. To reset the USSD code, follow the instructions below:

1. Dial *919# (UBA USSD)
2. Select the option of ”7. Settings”
3. Choose option 1 (reset code)
4. Enter your account number 
5. Enter your debit card and also its expiration date
6. Create a new code for USSD

Never forget to make your USSD bank code very strong to avoid any kind of damage to the account.

Note: The steps may vary slightly depending on your region and the type of mobile phones you are using. In case of difficulty, reach out to UBA customer service.

How to Unblock UBA Bank USSD Code 

To unblock your UBA bank USSD Code, follow these steps 

1. Dial *919#
2. Select option 7 (Settings)
3. Select option 3 (Unblock Code)
4. Enter your account number.
5. Now, enter your Debit Card number and Expiry date.
6. After that, set a new USSD code.

You can alternatively use the UBA mobile banking application to unblock your UBA Bank USSD code:

1. Log into the application.
2. Go to “Settings”.
3. Click on “USSD Code”.
4. Click on “Unblock Code”.
5. Enter your account number again.
6. Now, enter your Debit card Number and Expiry date.
7. After that, now set a new USSD code.

You can always walk into any UBA bank branch or place a call to the UBA support team and ask for help in unblocking the USSD code if you have forgotten your account number or debit card details.

Note: You may need to identify yourself or confirm some of your account details before the unblocking of your USSD code is affected. More so, UBA can have additional security features whereby some functions are unavailable on *919#. If that is the case, you will have to visit one of the bank’s branches.

Also Read – Every Important MTN USSD Codes in South Africa

How to Upgrade My UBA Bank Account Using USSD Code

The steps for upgrading the UBA bank account using the USSD code are as follows:

1. Dial *919#
2. Select option 8 (Account upgrade)
3. Select the account type you want to upgrade to—e.g., Savings, Current, etc.
4. Enter your account number 
5. Enter your debit card type and expiration date
6. Confirm upgrade request

Note: A prompt stating that you are to accept terms and conditions to upgrade your account will be required, along with other information that can be used to verify your identification further.

How to Pay Back UBA Bank Loan With USSD Code

To repay the loan to UBA Bank, use the USSD code in the following way:

1. Simply dial *919# on your phone.

2. Select the loans option.

3. Select the number that is displaying the amount received.

4. Enter the amount you wish to repay the loan. 

5. Confirm payment of the transaction using a PIN or in any other way that might be sent to you.

6. Upon confirmation, the repayment will be effected and the amount deducted from your account.

Make sure your account is funded with the appropriate amount for disbursement.

Also Read – USSD Codes for Union Bank, Polaris, First Bank & Zenith

How to Borrow Money from UBA Bank With USSD Code

UBA provides an instant loan service known as Click Credit. The service is accessible through their USSD code, *919*28#. Nonetheless, there are qualifying conditions for it:

1. You must have a UBA account in Nigeria. 
2. Must be a salary account holder.
3. The monthly amount that comes into your account as your monthly salary must be up to ₦50,000.

If you meet these criteria, borrowing from UBA Bank is a piece of cake with the code:

1. Dial *919*28# on your phone.
2. Select “Loan” as your preferred option.
3. A request to accept the terms and conditions will appear.
4. Enter your UBA account number.
5. Confirm the transaction with your 4-digit PIN.
6. Immediately, the account will show you your eligibility and the amount you are eligible to borrow as a loan.

Remember to link your phone number with your UBA account. If Found eligible, type in the amount you wish to borrow.

Maximum loan amount: ₦1 million

Tenor: 14 days to 12 months.

How to Generate a UBA Secure Pass Using a USSD code

A One-Time-Password (OTP) offers your account added security when carrying out your banking transactions. For USSD-generated OTP: 

1. Dial *919# from your registered line. 
2. Select option “8” for the ‘Next’ menu. 
3. Select option “6” for ‘Next.’ 
4. Select option “1” for ‘Generate OTP.’ 
5. Copy and use the OTP accordingly. 

If you receive an OTP from UBA without sending a request yourself, someone has accessed your account and is trying to transact with your credentials. Rare cases of this event have been recorded because mobile banking is a fortress at UBA.

Read Also – Best Free USSD Loan Codes in Kenya

Advantages of UBA Bank USSD Code

Here are some advantages of using UBA Bank’s USSD Code:

• Convenience on the Go

The code works on any phone, irrespective of the data connection or the internet. This makes it very convenient for you to check your balance, send or receive money, and even recharge your phone credit in rural areas where data community signals are weak or unavailable.

• Simplicity for Everyone

Seriously, USSD menus are created for simplicity. You navigate through menus with very clear prompts and respond with numbers corresponding to your choice, nullifying the hassle of downloading or learning a separate banking app because, let’s face it, it’s easy for that debonair first-timer on the rudimentary phone.

• Well-Ensured Security

The USSD code service is more secure than using a debit card in an ATM or store. Each transaction arises out of a uniquely developed PIN that no one else is aware of, hence, UBA insists on transacting with this PIN to make your account safe from being seen by unauthorized persons.

• Widespread Availability

A key benefit of USSD banking is its inclusive nature. This service can be accessed by anyone with a UBA account and a phone. This is particularly advantageous to people who may not own smartphones or enjoy other internet services.

UBA’s USSD code offers a convenient, secure, and accessible way to manage your bank account anytime, anywhere, from any mobile phone.

What are the Security Measures For UBA Bank USSD Code

UBA (United Bank of Africa) provides various security measures against the different types of attacks on transactions carried out through its code: (*919#). Here are a few key security measures. 

1. PIN Authentication: A user must set a unique PIN. This provides additional security features, ensuring that transactions are authorized only by the account holder.

2. Encryption: Data communication between the customer and the bank is done through a phone and encrypted with strong ciphers, making the data secure.

3. Transaction Limits: UBA sets daily and per-transaction limits for USSD transactions. This ensures that amounts not exceeding the set limits are lost if unauthorized access is achieved.

4. Two-Factor Authentication (2FA): There will be additional authentication steps for high-risk transactions that require steps other than the PIN, such as a one-time PIN (OTP) sent to them via SMS.

5. Account Monitoring: UBA leverages state-of-the-art monitoring systems that can detect and raise a flag upon unusual account activity that might, therefore, be detrimental to the account holder.

6. Session Timeout: The session on USSD expires after a short period of inactivity, which reduces the risk of unauthorized access if the phone is left unattended.

7. Account Lockout Mechanism: After a certain number of incorrect PIN attempts, the account will be temporarily locked to prevent the wrongdoer from attempting an attack.

8. User Education: This feature enables UBA to educate its customers on safe banking practices like not sharing their PIN.

These collectively make transactions over the USSD code secure and protect financial information.

Read Also – Titan Trust Bank: USSD Codes, Loans and Financial Services

What are the Common Issues and Solutions of UBA Bank USSD Code 

While UBA’s USSD code (*919#) is generally convenient, there can be a few common issues:

1. Network Connectivity: USSD relies on mobile networks. You might experience delays or failed transactions if you have a weak signal.

2. Incorrect Code: Double-check you’re using the right code for the action (e.g., *919*00# for balance, not transfer code).

3. Service Unavailable: Sometimes, due to maintenance or technical issues, the USSD service might be temporarily unavailable.

Here are some solutions you can try:

1. Move to a better network area and try again.

2. Restart your phone which can clear temporary glitches.

3. Confirm you’re using the right UBA code. for the transaction you want to perform. UBA’s main USSD banking code is *919#, but specific actions like transfers use additional digits after *919#.

4. Contact UBA customer care if the issue persists. They can help diagnose the problem and provide further assistance.

Final Thoughts 

The UBA USSD code is a simple and convenient way to manage your banking needs from your phone. With the USSD code for UBA, you can quickly purchase airtime, transfer funds, and perform various mobile banking activities. 

This secure pass UBA USSD service helps ensure your deals are safe and fast. Whether you need the USSD code for airtime or the UBA transfer code, it’s just a few taps away. 

Find more information about the USSD code for UBA Bank and other features like the UBA BVN code or UBA loan USSD code in the comments section and Follow us on these social media platforms: 

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Frequently Asked Questions

Reference 

• www.legit.ng – UBA transfer codes (USSDs) for money transfers to UBA and other banks 
• www.scholarshipair.com – List of UBA USSD Code – UBA Transfer Codes

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