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USSD Codes for Union Bank, Polaris, First Bank & Zenith

By Oluchukwu Ikemefuna

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Welcome to the world of hassle-free banking at your fingertips! In this fast-paced digital era, conducting financial transactions has become easier than ever before.

Gone are the days when you had to stand in long lines or navigate complex online platforms just to transfer funds or check your account balance.

Thanks to USSD codes, you can now perform a range of banking services instantly and conveniently using just your mobile phone!

What are USSD Codes?

USSD codes, also known as Unstructured Supplementary Service Data codes, are a convenient and efficient way to perform various banking transactions using your mobile phone.

These codes offer a simple, menu-based interface that allows users to access a range of banking services without the need for internet connectivity or smartphone apps.

With codes, you can easily check your account balance, transfer funds between accounts, pay bills, recharge airtime, and even open a new bank account—all with just a few keystrokes on your phone! It’s like having a mini-bank right in the palm of your hand.

Union Bank’s USSD Codes and Services 

Union Bank’s USSD codes offer convenient access to various banking services via mobile phones. Customers can check their account balance, transfer funds, pay bills, and access mobile banking services using these codes.

For example, to check the account balance, dial 826*4#, and to transfer funds, dial 8261amountaccount number#. The USSD code 826*3# can be used to pay utility bills. 

Additionally, the *389# code provides access to Union Bank’s mobile banking services, including airtime top-up, fund transfers to non-Union Bank accounts, and opening a new savings account. The USSD code for Union Bank is *826#.

Read More: Kuda vs Opay: Making the Ultimate Choice Between the Two Giant Nigerian Fintechs

Polaris Bank’s USSD Codes and Services 

Polaris Bank, a leading Nigerian financial institution, offers USSD codes for convenient mobile banking.

To access these services, dial *833# from your registered phone number linked to your bank account. With Polaris Bank’s USSD codes, you can check your account balance, transfer funds, pay bills, and more.

The codes work across popular networks like MTN, Etisalat, Airtel, and Glo, and the bank charges a small fee for each transaction.

First Bank’s USSD Codes and Services 

First Bank is a leading bank in Nigeria that offers a wide range of convenient banking services to its customers. One of the most efficient ways to carry out transactions with First Bank is through their USSD codes.

To get started, dial *894# on your registered mobile number linked to your First Bank account. This will bring up a menu where you can choose the specific service you want to access, such as checking your account balance, transferring funds, paying bills, or buying airtime. 

First Bank’s USSD codes also offer additional services, such as opening a new account and enrolling for BVN.

Zenith Bank USSD Codes and Services

Zenith Bank offers a variety of USSD codes for convenient and efficient banking services. To check your account balance, dial 966*00# and follow the prompts. For fund transfers, dial 966*amount*account number#. 

To pay bills, use 966*7#. Additionally, Zenith Bank has introduced the 966*911# code for account control and security. 

These codes provide quick and secure access to a range of banking services, including account opening, balance checks, fund transfers, bill payments, and account security.

Final Thoughts

These are just some of the many ways that different banks in Nigeria are utilizing technology, such as USSD codes to make banking more accessible and convenient than ever before. 

So next time you need quick access to your bank’s services while on the go, remember these USSD codes.

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Oluchukwu Ikemefuna
Oluchukwu Ikemefuna

Oluchukwu Blessing Ikemefuna, a talented content writer from Anambra, Nigeria, found her writing passion in secondary school. Holding a degree in Biological Sciences from Federal University of Technology, Owerri, she specializes in blog writing across technology, finance, healthcare, education, and lifestyle sectors. With strong research and SEO skills, Oluchukwu creates engaging content globally. Her work aims to inspire and engage authentically while driving action. Outside work, she enjoys travel, reading, and movies as she grows as a skilled writer.

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