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Polaris USSD Code for Transfer and Account Opening

By Oluchukwu Ikemefuna

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Established by the Central Bank of Nigeria (CBN) on September 21, 2018, Polaris Bank commenced operations on the same day, acquiring the assets and assuming certain liabilities of the defunct Skye Bank.

With a network of over 224 branches nationwide, the bank prioritizes delivering exceptional customer experiences, leveraging state-of-the-art Information Communication Technology (ICT).

By emphasizing ICT solutions across various service delivery channels such as mobile banking, ATMs, POS, and online platforms, Polaris Bank plays a crucial role in the Nigerian banking sector, offering customers simple, convenient, and secure banking services.

As a company that prides itself on offering virtual transactions, Polaris Bank has upheld its commitment by providing various USSD codes for a range of transactions, including money transfers, account opening, and purchasing airtime and data bundles.

In this article, we will focus on the USSD codes specifically for money transfers and account opening. It’s worth noting that having a Polaris Bank account is a prerequisite for conducting transactions using these codes.

See also: Latest Guide on How to Apply for a Union Bank Credit Card

How to Open a Polaris Bank Account

To open a Polaris Bank account, you have two options:

  1. Visit a Polaris Bank Branch:
  • Locate a nearby Polaris Bank branch and meet with an account officer.
  • Inform them of your intention to open an account.
  • You’ll be provided with a form to fill out.
  • Ensure that you accurately fill in the required details.
  • Once the form is completed, your account will be ready for use.
  1. Open an Account Virtually:
  • Open your browser and go to the address.
  • Fill in the necessary information with the correct details.
  • Click on “Continue” to proceed.
  • Depending on the bank’s requirements, you may need to visit one of their physical locations for biometric capture to finalize your registration.
  • Once this step is completed, you’ll be issued an account number, and you can start making transactions.
Polaris account

How to Transfer Money in Polaris Bank using USSD Code

To transfer money to Polaris Bank via USSD code, follow these steps:

Polaris USSD Code
  1. Dial *833*Amount*Recipient’s Account Number# from your registered phone number.
  • For example, to send 5,000 NGN to the account number “0018647009”, dial *833*5000*0018647009# and press send.
  1. You may receive a confirmation message asking you to confirm the transaction.
  • You can choose to confirm or decline depending on your preference.
  1. Once confirmed, the specified amount will be deposited into the recipient’s account.

The advantage of this method is that it doesn’t require an internet connection, and you can use it multiple times within the daily transaction limits.

See also: Updated List of All Ecobank USSD Codes for Banking Transactions

Polaris Bank USSD Code for Account Opening

To instantly open a Polaris Bank account from the comfort of your home or wherever you are, follow these steps:

  1. Dial *833*1# from your mobile phone.
  • Alternatively, you can dial *833# and select option 1.
  1. Follow the onscreen prompts to enter your:
  • First name
  • Last name
  • Date of Birth
  • Address
  1. Once you’ve completed the prompts, you’ll receive an SMS notification immediately with your new Polaris Bank account number.
  • No account opening forms are required for the signup process.
  1. Look out for your ten-digit account number (NUBAN) sent to you via SMS, which you can use for your banking transactions.


USSD codes have revolutionized the banking system in Nigeria by providing a hassle-free way to access essential services without the need for internet connectivity.

In essence, these codes, offered by Polaris Bank and many other banks, are powerful tools that empower individuals to control their finances conveniently and securely.

With these codes, users can manage their banking needs effectively, ensuring they remain in charge of their financial affairs regardless of their location within the country.

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Christian Maximilian
Christian Maximilian

I am a Software Engineer, technical writer, and overall tech enthusiast. For me, utilizing my skills as a Software Engineer to perform Technical Search Engine Optimization is not just a job, but something I gladly incorporate into my pastimes as well, and I have been doing this for over 3 years.

When I'm not coding or writing technical documentation, I enjoy listening to music and exploring new genres.

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