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Polaris USSD Code for Airtime, data and other Banking Transactions

By Oluchukwu Ikemefuna

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Banking technology has evolved significantly, with banks striving to integrate cutting-edge technologies to provide their clients with top-notch services and products.

Polaris Bank is at the forefront of this technological evolution, incorporating innovations such as USSD codes. This advancement allows its clients to access a wide range of services conveniently without needing to visit a physical bank branch.

Polaris bank code

Recently, I covered Polaris Bank’s USSD codes for transactions such as money transfers and account opening. See the post here: Polaris USSD Code for Transfer and Account Opening.

However, in response to popular demand for information on additional services like purchasing data and airtime using Polaris USSD codes, I’m here to provide you with the codes promptly. Without any delay, let’s explore these services.

Polaris Bank USSD Code for Airtime Purchase

To purchase airtime using Polaris Bank’s USSD codes, follow these steps:

  1. Self Top-up:
  • Dial 833AMOUNT# from your registered phone line with Polaris Bank to instantly recharge your own line.
  1. Third Party Top-up:
  • Dial 833AMOUNT*PHONENUMBER# (e.g., *83310008001234567#) to buy airtime for others.
  • Follow the on-screen prompts to select the account, network, enter a PIN, and complete the transaction.

Alternatively, you can use the following steps:

  • Dial *833# from your mobile phone.
  • Select option 8 for Airtime top-up and follow the prompts.
  • Choose option 2 for third-party top-up.
  • Select the account to debit, receiver’s network, enter the receiver’s phone number, airtime amount, and PIN (PolarisMobile PIN for PolarisMobile users).

By following these steps, you can conveniently purchase airtime for yourself or others using Polaris Bank’s USSD codes.

Polaris Bank Code to Check your Balance

To check your balance using the Polaris Bank USSD code, follow these steps:

  1. Dial *833# from your registered mobile phone number.
  2. Select option 6 for balance inquiry.
  3. Enter the account number for which you want to check the balance.
  4. Enter your 4-digit PIN to authorize the transaction.
  5. The details of your account balance will then appear on your phone screen.

How to Pay Bills Using Polaris Bank USSD Code

Here are the steps for paying utility bills using the Polaris Bank USSD code:

  1. Dial *833# from your registered mobile phone number.
  2. Select option 2 for bill payments.
  3. Choose the account from which you want the bill to be paid.
  4. Select the biller you wish to pay.
  5. Follow the on-screen prompts to enter the amount you want to pay.
  6. Enter your 4-digit PIN, created during the activation of the USSD code, to authorize the payment.

By following these steps, you can conveniently pay your utility bills without the need to visit physical offices.

Polaris Bank App

To access Polaris Bank’s services and products conveniently, you can use the bank’s mobile application called VULTe. This app is available for download on both Android and iPhone devices. Here are the download links:

Polaris bank USSD code for data, airtime

Polaris Bank Customer Care

To contact Polaris Bank customer care for assistance with issues like the transfer code not working, you have several options:

  1. Live Chat: Visit the Polaris Bank website and use the live chat button located at the bottom left corner of the screen to chat with an agent.
  2. Email: Send an email to yescenter@polarisbanklimited.com.
  3. Phone Calls: You can reach them via phone at the following numbers:
  • 0706-202-1807 (0700-POLARISBANK)
  • 08069880000
  • 01-4482100
  • 01-2799500
  1. Physical Address: Visit their office at 3 Akin Adesola Street, Victoria Island, Lagos.

Choose the contact method that suits you best for prompt assistance from Polaris Bank’s customer care team.

Benefits of Using the Polaris Bank USSD Code

Here are the key advantages of using Polaris Bank’s USSD code for transactions:

  1. No Internet Connection Needed: Using the bank’s USSD code does not require internet connectivity, saving you from the need to buy mobile data or search for a Wi-Fi connection.
  2. Compatible with Any Mobile Phone: Whether you have a smartphone or a feature phone, the USSD code can be used on any type of mobile device.
  3. Usable Across All Networks: The code is not specific to any mobile network. It remains the same regardless of which network provider you are using.
  4. Available 24/7: You can access and use the USSD code for transactions at any time, unlike physical banks that have specific operating hours.
  5. Highly Convenient: Conducting transactions via the USSD code is convenient as it eliminates the need to visit a bank physically, saving you time and effort.
  6. Highly Secure: The use of a Personal Identification Number (PIN) ensures the security of your bank account. Only you know the PIN, preventing unauthorized access to your account by others.

FAQ: Polaris Bank USSD Code and Services

What is the Polaris Bank USSD code, and what services can I access with it?

  • The Polaris Bank USSD code is *833#, and it allows you to perform various banking services such as checking your balance, transferring money, paying bills, purchasing airtime, and opening an account.

How do I check my account balance using the Polaris Bank USSD code?

  • Dial *833# from your registered mobile phone number, select option 6 for balance inquiry, enter your account number, and then your 4-digit PIN to authorize the transaction.

Can I transfer money to other accounts using the Polaris Bank USSD code?

  • Yes, you can transfer money by dialing 833Amount*Recipient’s Account Number# from your registered phone number, and then confirming the transaction with your PIN.

What are the advantages of using the Polaris Bank USSD code for transactions?

  • The main advantages include:
    • No Internet connection required.
    • Compatible with any mobile phone.
    • Usable across all networks.
    • Accessible 24/7.
    • Highly convenient and secure with the use of a PIN.

How can I pay bills using the Polaris Bank USSD code?

  • Dial *833#, select option 2 for bill payments, choose your account, select the biller, enter the amount, and confirm the payment with your PIN.

How do I contact Polaris Bank customer care for assistance?

  • You can reach customer care via live chat on the Polaris Bank website, email at yescenter@polarisbanklimited.com, or phone at 0706-202-1807 (0700-POLARISBANK), 08069880000, 01-4482100, 01-2799500. You can also visit their office at 3 Akin Adesola Street, Victoria Island, Lagos.

Is there a mobile app available for Polaris Bank services?

  • Yes, the Polaris Bank mobile app called VULTe is available for download on both Android and iPhone devices. You can find the download links on the Polaris Bank website.


In conclusion, Polaris Bank’s innovative USSD code and mobile app VULTe have revolutionized the way customers interact with banking services.

With the convenience of accessing essential banking functions such as balance inquiries, fund transfers, bill payments, and airtime purchases directly from their mobile phones, customers experience unparalleled convenience and efficiency.

The seamless integration of technology into banking operations not only saves time but also enhances security through personalized PIN authentication.

Polaris Bank continues to lead the industry by providing accessible, reliable, and secure banking solutions that cater to the diverse needs of its customers, ensuring a seamless banking experience anytime and anywhere.

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Christian Maximilian
Christian Maximilian

I am a Software Engineer, technical writer, and overall tech enthusiast. For me, utilizing my skills as a Software Engineer to perform Technical Search Engine Optimization is not just a job, but something I gladly incorporate into my pastimes as well, and I have been doing this for over 3 years.

When I'm not coding or writing technical documentation, I enjoy listening to music and exploring new genres.

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