Polaris USSD code

With Polaris USSD Code, the banking at Polaris Bank is easy and accessible for everyone. It is a special service, through which, customers can carry out various transactions right from the mobile phone without necessarily accessing the internet.

Whether you want to transfer money or open a new account, Polaris USSD Code for Transfer and Polaris USSD Code for Account Opening have been designed to make your time with the bank easier.

Ever fancied sending money to friends or family in just a few touches of your phone? That’s precisely what the Polaris USSD code does for you: quick, safe, and from the comfort of your home or while on the go. Opening a new account has also never been made easier; all you need is your mobile phone and just some minutes of your time.

This article will walk you through the key features available on the Polaris USSD code, guiding you into the ease of transfers and account opening. Get set to experience the power of banking at your fingertips!

1Overview About Polaris Bank

2What is the Polaris Bank USSD Code

3How to Open a Polaris Bank Account With USSD Code

4Other Options To Open Polaris Bank Account

5How to Transfer Money in Polaris Bank using USSD Code

6Benefits of Using Polaris Bank code

7Polaris Bank Customer Care

8Conclusion

9Frequently Asked Questions

10Reference

11Recommendations

Overview About Polaris Bank

Established by the Central Bank of Nigeria (CBN) on September 21, 2018, Polaris Bank commenced operations on the same day, acquiring the assets and assuming certain liabilities of the defunct Skye Bank.

With a network of over 224 branches nationwide, the bank prioritizes delivering exceptional customer experiences, leveraging state-of-the-art Information Communication Technology (ICT).

By emphasizing ICT solutions across various service delivery channels such as mobile banking, ATMs, POS, and online platforms, Polaris Bank plays a crucial role in the Nigerian banking sector, offering customers simple, convenient, and secure banking services.

As a company that prides itself on offering virtual transactions, Polaris Bank has upheld its commitment by providing various USSD codes for a range of transactions, including money transfers, account opening, and purchasing airtime and data bundles.

We will focus on the USSD codes specifically for money transfers and account opening. It’s worth noting that having a Polaris Bank account is a prerequisite for conducting transactions using these codes.

What is the Polaris Bank USSD Code

The USSD code for Polaris Bank is *833#. This indeed is a force and convenient tool created to give quick access to banking services on any mobile phone. With 833#, customers can open an account without visiting a branch. It makes the onboarding process faster and more accessible for new users.

The code also enables the recharging of airtime such that customers can have their phones instantly topped up by dialing the code from their devices. To be able to send airtime to another number, one simply needs to dial 833AmountRecipient’s Number#.

The Polaris Bank USSD code, *833#, supports all major mobile networks in Nigeria and does not require access to the internet; as such, it has become one of the easiest options for mobile banking.

How to Open a Polaris Bank Account With USSD Code

To instantly open a Polaris Bank account from the comfort of your home or wherever you are, follow these steps:

Dial *833*1# from your mobile phone.

Alternatively, you can dial *833# and select option 1.

Follow the onscreen prompts to enter your:

First name
Last name
Date of Birth
Address

Once you’ve completed the prompts, you’ll receive an SMS notification immediately with your new Polaris Bank account number.

No account opening forms are required for the signup process.

Look out for your ten-digit account number (NUBAN) sent to you via SMS, which you can use for your banking transactions.

Other Options To Open Polaris Bank Account

To open a Polaris Bank account, you can use these other options:

Visit a Polaris Bank Branch:

Locate a nearby Polaris Bank branch and meet with an account officer.
Inform them of your intention to open an account.
You’ll be provided with a form to fill out.
Ensure that you accurately fill in the required details.
Once the form is completed, your account will be ready for use.

Open an Account Virtually:

Open your browser and go to the address.
Fill in the necessary information with the correct details.
Click on “Continue” to proceed.
Depending on the bank’s requirements, you may need to visit one of their physical locations for biometric capture to finalize your registration.
Once this step is completed, you’ll be issued an account number, and you can start making transactions.

How to Transfer Money in Polaris Bank using USSD Code

To transfer money to Polaris Bank via USSD code, follow these steps:

Dial *833*Amount*Recipient’s Account Number# from your registered phone number.

For example, to send 5,000 NGN to the account number “0018647009”, dial *833*5000*0018647009# and press send.

You may receive a confirmation message asking you to confirm the transaction.

You can choose to confirm or decline depending on your preference.

Once confirmed, the specified amount will be deposited into the recipient’s account.

The advantage of this method is that it doesn’t require an internet connection, and you can use it multiple times within the daily transaction limits.

Benefits of Using Polaris Bank code

Using the Polaris Bank USSD code, *833#, has a number of advantages for its customers in terms of convenience and security when performing various banking transactions right on your mobile phone. Following are the key benefits:

No internet: It is not necessary to have an internet connection in order to use the bank’s USSD code. It saves you from buying mobile data or searching for a Wi-Fi connection.

Can be used on any mobile phone: It does not matter if you own a smartphone or a feature phone. One is able to use the code on whatever phone they may have.

Usable across all networks: This simply means that the code is not mobile network-specific, hence it doesn’t change whatever your mobile network is.

Accessible at all times: Unlike banks that open and close at specific periods, you could use the code to transact anytime you want.

Very convenient: Visiting a bank is hectic and time-consuming. However, with the application, you can conveniently transact in the comfort of your house.

Very secure: As using a Personal Identification Number guarantees your bank account’s safety. Since only you have the PIN, no one else is able to access your account.

Polaris Bank Customer Care

Is the transfer code for Polaris Bank not going through? For such issues, try contacting customer care for prompt assistance. Here are a few ways you can reach the customer care department of the bank.

Physical address: 3 Akin Adesola Street, Victoria Island, Lagos

You can log onto the official website of Polaris Bank and click the live chat option at the bottom left corner of your screen to connect with an agent.

Email: yescenter@polarisbanklimited.com

Call: 0706-202-1807 0700-POLARISBANK), 08069880000, 01-4482100, 01-2799500

Conclusion

USSD codes have revolutionized the banking system in Nigeria by providing a hassle-free way to access essential services without the need for internet connectivity.

In essence, these codes, offered by Polaris Bank and many other banks, are powerful tools that empower individuals to control their finances conveniently and securely.

With these codes, users can manage their banking needs effectively, ensuring they remain in charge of their financial affairs regardless of their location within the country.

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Frequently Asked Questions

How do I open a Polaris Bank account with USSD code?

To open a Polaris Bank Account through USSD, dial *833#, and follow the on-screen instructions to input some personal information like full name, date of birth, and possibly BVN. On completion of this, your account number will be sent to you via SMS.

How much can I transfer using the Polaris USSD code?

Yes, Polaris Bank has put daily transaction limits on USSD transfers. This is generally ₦20,000 per transaction and ₦100,000 per day for unregistered users. On the contrary, for registered users, the limit for transfers may be higher. Your exact limit may be confirmed by contacting customer service at Polaris Bank or visiting a branch.

Do I need to register with the bank before using the Polaris USSD code for transfers?

Yes, for first-time users, you have to register for USSD banking with Polaris Bank by just dialing *833#, then follow through the registration prompts. You will be requested to create a 4-digit PIN that will authorize all transactions.

Are there charges attached in using the Polaris USSD code for transactions?

Yes, there might be a fee charged for transactions made through the USSD code. Usually, Polaris Bank takes a token charge for every transfer, depending on the value and whether the transfer is within Polaris or to another bank. Even inquiries like checking your account balance may attract a small fee.