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Detailed List of Loan Apps Approved by CBN 

By Oluchukwu Ikemefuna

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Are you facing a financial crunch and need quick cash? Look no further than loan apps approved by CBN. These apps offer a convenient alternative to traditional bank loans, bypassing lengthy processes and paperwork. 

Official logo of the Central Bank of Nigeria
Source: Wikipedia

Unlike banks, loan apps provide swift access to funds without requiring collateral or extensive eligibility criteria. With just a few taps on your phone, you can access instant loans from the comfort of your home, with flexible repayment options

However, it’s crucial to tread carefully; relying on unapproved loan apps can lead to unforeseen complications if repayment becomes challenging. 

That’s why it’s essential to opt for trusted platforms approved by regulatory bodies like the Central Bank of Nigeria (CBN) and the Federal Competition and Consumer Protection Commission (FCCPC). 

In this article, we’ll present a comprehensive list of loan apps approved by the CBN and FCCPC, so that you can make informed decisions and access loans responsibly.

Things to Consider Before Choosing a Loan App

Many lending applications offer rapid and simple access to finances. it’s crucial to consider a few key factors to ensure you’re making the right choice for your financial needs Five key points to remember are as follows:

Interest Rates

Before selecting a loan app, carefully examine the interest rates and fees associated with borrowing. Some apps may offer seemingly low interest rates but compensate with hidden fees or charges. 

Check Reviews

Research the reputation of the loan app and read reviews from other users. Look for feedback regarding customer service, ease of application, and transparency in terms and conditions. 

A reputable app will prioritize customer satisfaction and provide transparent information about its services.

Loan Terms

Recognize the terms of the loan and the possibilities for repayment that the app offers. Verify whether they provide customizable loan terms and flexible payback schedules to suit your demands. 

Steer clear of apps with strict repayment schedules that could strain your budget.

Security and Privacy

Confirm that the lending app places a high priority on security and safeguards your financial and personal data. 

Opt for apps with strong privacy policies and encryption technology to protect your information. Apps with a history of shady data practices or security lapses should be avoided.

Customer Support

Take into account the loan app’s customer service’s dependability and accessibility. Select an app that provides help across several channels, like email, live chat, and phone support. 

When it comes to any problems or questions, prompt and friendly customer service can be quite useful.

Full List of Loan Apps Approved by CBN

The following are the legal loan apps in Nigeria:

  • CLAN APP
  • RAPIDALART APPS
  • KASHOUT 
  • FLASHCREDIT 
  • FLASHALART 
  • SWIFTCREDIT 
  • RAPIDLOANS 
  • ACECREDIT 
  • AACELOAN 
  • LETSGO APP 
  • NEXTPAYDAY APP
  • ALADDIN DIGITAL APP
  • KOBOGO APP 
  • OXLOAN PRO APP
  • LIONCASH 
  • LAIRA PLUS 
  • LCASH 
  • CASHLOAN APPS
  • TRUENAIRA APP
  • CAYCREDIT APPS
  • NAIRAPLUS APPS
  • CRANCASHAPPS
  • MYCASHIER MOBILE
  • FAST POINT WEB APPS
  • PAYLATER APP 
  • SHOPTOPUP APP 
  • PENNEE APP 
  • CREDIT OTP 
  • VKASH APPS 
  • RED HARBOUR APP 
  • MENACRED APP 
  • CSENSE APP 
  • SUPREME HELP
  • CASHRUN 
  • MINTCREDIT 
  • CREDITNOW APP 
  • MONEYPAL APP 
  • PLENTYCASH 
  • LIFELINE 
  • STEADYKASH APP 
  • TRIVISTA APP 
  • “AIRMONI,”
  • URGENTK APP
  • VIBECREDIT APP 
  • NCREDIT 
  • NMONEY 
  • FITLOAN 
  • SWIFTNAIRA 
  • BGLOAN 
  • WECREDIT 
  • UMBA MOBILE APP
  • UMBA WEB 
  • GOLOAN APP 
  • SYCAMORE APP 
  • BRANCH MOBILE APP
  • PIVO APP 
  • FLUNA APP 
  • PROVEST APP 
  • TOPCHANCE 
  • GOGETCREDIT 
  • LILYCASH 
  • CONSTANT CASH
  • ALLAWEE APP 
  • DOTBANK APP 
  • FLOATR APP 
  • OXYMON APP 
  • CREDITVILLE APP
  • NEWLENDING APP
  • PVEST APP 
  • YESCREDIT APP 
  • CRIMSON APP 
  • TIGER CREDIT 
  • KKCASH 
  • ZCASH 
  • EASYKASH 
  • KOINS PRIMERA 
  • GO LOAN APP F
  • NAIRABOX APP 
  • POCKETFUEL APP
  • IUSTUS BERLY 
  • SNAPPY CREDIT
  • TAP CASH 
  • CREDITPOCKET
  • CASHBUS 
  • OMAFIN APP 
  • CREDIT WALLET APP
  • ICREDIT APP 
  • HIFUND APP 
  • BLACKCOPPER APP
  • SWIFUND APP 
  • MONEE APP 
  • PAYDAY LOAN APP
  • FLOATCASH APP
  • FAIRMONEY APP.
  • OKILOCASH 
  • LUMOSLOAN 
  • PROCASH WINDVILLE 
  • QCASH 
  • MYCASH 
  • ZCASH 
  • LIBERTYCRED APP 
  • RENMONEY INSTANT CASH LOAN
  • MONEY IN MINUTES APP
  • URGENTK APP 
  • EMONI APP P
  • ALL CREDIT APP 
  • HIKASH 
  • PAPKASH 
  • NEWCASH
  • ALIKASH 
  • DOHCASH 
  • YOHCASH 
  • MONI/MONI AFRICA APP
  • TOPCREDIT.COM.NG 
  • NAIRABOX APP 
  • IMONEY APP 
  • KASH LOAN 
  • CREDITLOAN 
  • NAIRA LOAN 
  • CREDITINN.COM.NG 
  • ADASHE APP 
  • HALOWALLET APP 
  • WINLOAN APP 
  • CREDITWISE 
  • KASHCASH 
  • GOMONI 
  • TRUEMONEY 
  • MENOFUND APP
  • OKASH EASEMONI APPS
  • RAPAID AFRICA APP
  • CREDITGO 
  • EASY MONEY LOAN
  • USHINE CASH APP
  • TRACTIONAPP APP
  • MONEYTREE APP
  • CASHBUS APP
  • PAYFI APP 
  • EASYFUND APP
  • PASA APP 
  • TWALELOAN APP
  • SOMEMONI APP
  • LOANNAIRA 
  • AJELOAN 
  • CASHOWOMI APP
  • PENAID.NG 
  • HOMETOWN APP
  • TLOAN APP 
  • NICENAIRA 
  • TCREDIT 
  • PALMCASH 
  • EASEMONEY
  • GREENCREDIT
  • LENDME APP
  • WEKASH APP
  • REGXTA APP
  • NAIRAGO APP
  • SHARA APP 
  • INSTANTCRED APP
  • STARCREDIT APP
  • HCWALLET 
  • PRIME PAY 
  • FASTCENT 
  • INTSWALLET 
  • AELLA APP 
  • MINTBAG APP
  • KWIKPAY CREDIT APP
  • KIOWOPE APP
  • KASHPAL 
  • MINICREDIT 
  • ROCKIT APP
  • FLEXI CASH APP
  • PAYHIPPO APP
  • GOCASH APP 
  • GALAXY CREDIT APP
  • VEEND APP 
  • UNLOCKCASH 
  • SUNQUOTA 
  • MASSIVE CARD 
  • RUSHCREDIT APP
  • RUBIMONI APP 
  • CREDITFAST APP
  • ULTRA CASH 
  • ULTRA NAIRA APPS
  • GETCREDIT APP
  • BANK ONE 
  • CBSL CREDIT APPS
  • POCASH APP 
  • CREDPAL APP 
  • CASHADVANCE APP
  • CASHPADDIE MONEY
  • PAYNAIRA 
  • GBOBLOAN 
  • ONEMONEY 
  • LENDQUICK APP
  • TRADE LENDA WEB APP
  • TOPCHANCE APP
  • A CREDIT APP
  • IRORUN MOBILE APP
  • CARBON APP 
  • PAYCREDIT APP
  • SUPERMONEY APP
  • MONEYHUB APP
  • CASHHOP APP 
  • CREDITLAB APP
  • MICROMONEY APP
  • 1 -HOUR LOAN APP
  • DOCREDIT 
  • CARE FINANCE APP
  • APEX LOAN APP
  • OYESCREDIT APP
  • OK CASH APP 
  • PEARL CASH APP
  • QUICKCHECK APP
  • WEB PORTAL. 
  • UC SALARY LOAN
  • KASHNOW APPS
  • RENNERS APP 
  • ZUVY.CO 
  • LUCKYLOAN APP
  • OKILO LOAN APP
  • FLAME LOAN APP
  • VYBECASH APP 
  • BIMZUKASH APP 
  • DYNAMIQUEIOS 
  • BANKBOOK.CLOUD
  • REXAFRICA APP 
  • VIDUS LOAN APP
  • EARLY LOAN APP
  • HOPE LOAN APP. 
  • NAIRAMAX APP 
  • GETNAIRA APP 
  • BALL APP 
  • CREDITMONEY APP
  • LOANMATE APP 
  • OURPASS APP 
  • FUTURECASH APP
  • EDIKA APP 
  • FULCRUMMONEY APP
  • SIGMAMONEY LOAN APP
  • TOKCASH LOAN APP
  • MONIGO APP 
  • EXTRA CASH APP
  • QUICKTELLER APP
  • SALAD AFRICA APP
  • EDONENTER APP
  • CREDIT-MOI APP
  • LENDWISE APP
  • ECON MART APP
  • HUBCASH APP
  • NEARMONEY APP
  • FLICKWHEELAPP
  • SEEDFI APP 
  • KIAKIA PP APP
  • KIYA APP 

Loans Apps Awaiting Approval

  • JA CASH
  • ALTARA APP
  • AVRO APP
  • CREDITMONEY APP
  • DOLE APP
  • EASEMONI
  • EASY BUY APP
  • EK-PAY
  • EDIKE APP
  • FAST MONEY
  • FEWCHORE PAY APP
  • FINPADI APP
  • FINRATUS APP
  • FLAME LOAN
  • GET CASH
  • GROWLY APP
  • KIA KIA PP
  • KWABA APP
  • LENDA APP
  • LENDHA.COM
  • LENDING EDGE APP
  • LIDYA WEB
  • LIFES TALIA APP
  • LUCRED APP
  • MYZENNAL.COM
  • NEO CASH APP
  • NODCREDIT APP
  • NOLT APP
  • OKILO LOAN
  • PALM CREDIT APP
  • PALMPAY AGENT APP
  • PALMPAY APP
  • PALMPAY BUSINESS APP
  • POPPOKKET
  • PRIME PAY APPS
  • RETAIL BOOSTERS APP
  • RETAIL BOOSTERSu
  • REXAFRICA APP
  • RIVERBRAND APP
  • RIVERMONEY APP
  • ROCKSHIELD DIGITAL SAVING
  • SOKO LOAN
  • TASERE LOAN APP
  • VENDOR CREDIT APP
  • WWW.SLASHFINANCE.COM
  • XCASH APP
  • XCROSS CASH APP
  • XERO ACCOUNTING APP
  • YANZU KREDIT APP
  • ZIPPY APP

Delisted loans Apps

Below is  the list of fake Nigerian loan apps delisted by the FCCPC:

  • SWIFTKASH APP
  • HEN CREDIT LOAN APP
  • CASH DOOR APP
  • JOY CASH-LOAN UP TO 100,000 APP
  • EAGLECASH APP
  • LUCKYLOAN PERSONAL LOAN APP
  • GETLOAN APP
  • EASELOAN APPS
  • NAIRA NAIJA
  • CASHLAWN APP
  • EASYNAIRA APP
  • CREDITING APP
  •  YOYI APP
  •  NUT LOAN APP
  • CASHPAL APP
  • NAIRAEASY GIST LOAN APP
  • CAMELLOAN APP
  • MONEYTREEFINANCE MADE EASY APP
  • CASHME APP
  • SECUCASH APP
  • CREDITBOX APP
  • CASHMAMA APP
  • CRIMSON CREDIT APP
  • GALAXY CREDIT APP
  • EASE CASH APP
  • XCREDIT
  • IMONEY
  • NAIRA NAIJA
  • IMONEYPLUS-INSTANT
  • NAIRANAIJA-INSTANT
  • NOWNOWMONEY
  • NAIJA CASH
  • EAGLE CASH
  • FIRSTNELL APP
  • FLYPAY
  • SPARK CREDIT
  • SOFTNAIRA APP
  • CASHDEY APP
  • NAIRALOANS-LOANS APP
  • SWIFTCASH APP
  • NAIARALAND APP
  • SURECREDIT-RELIABLE LOAN APP
  • MAMA CREDIT LOAN APP
  • NIGERIA LOAN APP
  • LOAN  NAIRA IN CRANCASH

Conclusion 

Using loan apps can come in handy when you are in a tight spot and can’t meet the collateral requirements of traditional banks. But with the increase in loan sharks in Nigeria, it’s important to make sure the app you’re using is legit. 

So, the next time you search for a loan app, check if they’re fully approved, waiting for approval, or delisted. Doing this will save you some hassle and give you peace of mind.

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Peremoboere Numa
Peremoboere Numa

Pere is a versatile SEO writer with a Master's degree in English, who is dedicated to creating engaging and impactful content.

She excels in weaving content that not only informs, enlightens and impacts but but also optimize its online presence to rank on major web sites.

Pere brings a unique blend of linguistic proficiency and SEO knowledge, ensuring that each piece she crafts leave a lasting impact.

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