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Union Bank USSD Code for Airtime, Transfer, & Mobile Banking
Union Bank USSD Code, *826#, is a revolutionary mobile banking service that enhances convenience, accessibility, and efficiency for its customers.
The current traditional banking methods can be cumbersome and time-consuming. Due to this, Union Bank has introduced the USSD code service, enabling customers to perform a wide range of banking transactions directly from their mobile phones without the need for internet connectivity.
From transferring funds and buying airtime to checking account balances and paying bills, the Union Bank USSD code offers a simple, quick, and secure way to manage your finances on the go.
In this article, we’ll be reviewing the functionalities, activation process, usage, and benefits of the Union Bank USSD code system, providing a comprehensive guide for its existing and potential customers.
14FAQs
What is the Union Bank USSD Code?
The Union Bank USSD code is a quick and straightforward mobile banking service that allows customers to perform various banking transactions directly from their mobile phones without the need for internet access.
This service operates through the use of a short code, *826#, which can be dialed from any mobile phone to access Union Bank’s array of banking services.
Whether it’s transferring money, buying airtime, checking account balances, or paying bills, the USSD code provides a convenient, fast, and secure method for managing your finances on the go.
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What are the Features of Union Bank USSD Code?
Union Bank’s USSD code service comes with a host of features designed to make banking simpler and more accessible:
1. Accessibility
The USSD code for Union bank can be used on any mobile phone, regardless of whether it is a smartphone or a basic feature phone, and it does not require internet connectivity.
2. Ease of Use
The service is user-friendly, with straightforward prompts that guide customers through various transactions.
3. Speed
Transactions are processed almost instantaneously, making it an ideal option for urgent financial operations.
4. Security
The service employs robust security measures, including personal identification number (PIN) authentication, to safeguard user transactions and data.
5. Comprehensive Service Range
Customers can perform a wide range of banking activities, including balance checks, funds transfers, airtime purchase, bill payments, and more.
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What’s the Comprehensive List of the USSD Codes for Union Bank?
Below is a comprehensive list of the USSD codes for various transactions:
| Transaction | USSD Code |
| General Banking Menu | *826# |
| Airtime Purchase (Self) | *826*Amount# |
| Airtime Purchase (Others) | *826*Amount*Recipient’s Number# |
| Transfer to Union Bank Account | *826*1*Amount*Account Number# |
| Transfer to Other Banks | *826*2*Amount*Account Number# |
| Check Account Balance | *826*4# |
| Open a New Account | *826*5# |
| Pay Bills | *826*9*Bill Code*Amount# |
| Retrieve BVN | *565*0# |
| Block Debit Card | *826*21# |
| Account Upgrade | *826*20# |
| Loan Services | *826*41# |
PIN Reset | *826*5# |
How to Activate Union Bank USSD Code
Activating the USSD code is straightforward. Here’s a step-by-step guide to help you get started:
1. Ensure Your Number is Registered:
Make sure the mobile number you intend to use is linked to your Union Bank account.
2. Dial the Activation Code:
Dial *826# on your mobile phone.
3. Follow the Prompts:
Follow the on-screen prompts to enter the required information, such as your account number and last four digits of your ATM card.
4. Create a PIN:
You will be prompted to create a secure PIN. This PIN will be required to authenticate transactions.
5. Confirmation:
Once the setup is complete, you will receive a confirmation message indicating that your USSD code is activated.
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How to go about Union Bank USSD Code Usage
Using the Union Bank USSD code is designed to be intuitive. Here are common transactions and how to perform them:
1. Buying Airtime:
- For self:
Dial *826*Amount# (e.g., *826*100# to buy N100 airtime).
- For others:
Dial *826*Amount*Recipient’s Number# (e.g., *826*100*08012345678# to send N100 airtime to another number).
2. Union USSD Transfer Code:
- To Union Bank account:
Dial *826*1*Amount*Account Number# (e.g., *826*1*2000*1234567890#).
- To other banks:
Dial *826*2*Amount*Account Number# (e.g., *826*2*2000*1234567890#).
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3. Union bank USSD for Checking Account Balance:
- Dial *826*4# and enter your PIN when prompted.
4. Paying Bills:
- Dial *826*9*Bill Code*Amount# and follow the prompts to complete the payment.
5. USSD Code for Blocking a Debit Card:
- Dial *826*21# and follow the prompts to block your card immediately.
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How to Block Union Bank USSD Code
Blocking your USSD service can be necessary if you suspect unauthorized access or if your phone is lost.
Simply follow these steps:
1. Dial the Block Code:
Dial *826*21# from any phone.
2. Follow the Prompts:
Enter your account number and follow the instructions.
3. Confirmation:
You will receive a confirmation message that your USSD code has been blocked.
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How to Unblock Union Bank USSD Code
Unblocking your USSD code is equally straightforward once you have ensured the security of your account:
1. Contact Customer Service:
Call Union Bank customer service or visit the nearest branch.
2. Provide Necessary Details:
You will be required to provide identification details and answer security questions.
3. Follow Instructions:
Follow the instructions provided by the customer service representative to unblock your USSD code.
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How to Upgrade My Union Bank Account using USSD Code
Upgrading your Union Bank account using the code can enhance your banking capabilities. Here’s how to do it:
1. Dial the Upgrade Code:
Dial *826*20# on your mobile phone.
2. Follow the Prompts:
Enter the required details such as your account number and other verification information.
3. Complete the Process:
Follow the instructions to complete the upgrade. You might need to visit a branch for final verification.
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How to Pay Back Union Bank Loan with USSD Code
Repaying a loan with Union Bank using the code is simple:
1. Dial the Loan Payment Code:
Dial *826*41#.
2. Enter Loan Details:
Follow the prompts to enter your loan account details and the amount you wish to repay.
3. Confirm Transaction:
Confirm the transaction by entering your PIN.
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How to Borrow Money from Union Bank with USSD Code
To borrow money from Union Bank using the USSD code:
1. Dial the Loan Code:
Dial *826*41#.
2. Follow the Prompts:
Enter the required details such as the loan amount and repayment terms.
3. Submit Request:
Confirm your request by entering your PIN. You will receive a confirmation message with the loan details.
What are the Advantages of Union Bank USSD Code
The USSD code service offers numerous benefits:
1. Convenience:
Perform banking transactions anytime, anywhere without needing internet access.
2. Speed:
Transactions are processed instantly, making it ideal for urgent needs.
3. Accessibility:
The USSD Code Service for Union Bank is available on all mobile phones, eliminating the need for a smartphone or data plan.
4. Cost-Effective:
It saves time and travel costs associated with visiting a bank branch.
5. Security:
Robust security measures protect your transactions and personal information.
6. Wide Range of Services:
From balance checks to fund transfers, the USSD code offers a comprehensive suite of banking services.
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What are the Security Measures for Union Bank USSD Code?
Union Bank employs various security measures to protect USSD transactions:
1. PIN Authentication:
Users must create and use a secure PIN for all transactions.
2. Encryption:
Data transmitted via USSD is encrypted to prevent unauthorized access.
3. Transaction Limits:
Daily transaction limits help mitigate the risk of large unauthorized transactions.
4. Monitoring:
Continuous monitoring of transactions for suspicious activity.
5. Two-Factor Authentication:
Additional layers of security for sensitive transactions.
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What’s the Common Issues and Solutions while using Union Bank USSD Code?
While using the USSD code service, customers might encounter some common issues like:
1. Incorrect PIN:
Ensure you enter the correct PIN. If forgotten, reset your PIN via the *826*5# code.
2. Network Issues:
If experiencing network errors, try again later or move to an area with better reception.
3. Insufficient Funds:
Ensure your account has sufficient funds for the transaction.
4. Blocked USSD Code:
If your USSD service is blocked, contact customer service for assistance.
5. Unregistered Number:
Ensure your mobile number is registered with Union Bank.
FAQs
What is the Union Bank USSD code?
The Union Bank USSD code is *826#.
How do I activate the USSD code?
Dial *826#, follow the prompts to register your account, and create a PIN.
Can I use the USSD code service without internet?
Yes, the USSD code service works without internet access.
How do I check my account balance using the USSD code?
Dial *826*4# and enter your PIN when prompted.
How do I transfer money to another Union Bank account?
Dial *826*1*Amount*Account Number# and follow the prompts.
How do I transfer money to other banks?
Dial *826*2*Amount*Account Number# and follow the prompts.
How do I block my debit card using the USSD code?
Dial *826*21# and follow the prompts.
How do I unblock my USSD service?
Contact Union Bank customer service or visit a branch.
How do I pay bills using the USSD code?
Dial *826*9*Bill Code*Amount# and follow the prompts.
How do I upgrade my Union Bank account using the code?
Dial *826*20# and follow the prompts.
How do I repay a Union Bank loan using the code?
Dial *826*41#, enter your loan details, and follow the prompts.
How do I borrow money from Union Bank using the code?
Dial *826*41#, enter the required loan information, and follow the prompts.
What should I do if I forget my USSD PIN?
Dial *826*5# to reset your PIN.
Conclusion
Union Bank’s USSD code service, *826#, represents a significant advancement in banking convenience, accessibility, and security.
It empowers customers to manage their finances seamlessly from any mobile phone, without the need for internet access.
Whether it’s checking account balances, transferring funds, purchasing airtime, paying bills, or accessing loan services, the USSD code offers a comprehensive suite of features designed to simplify banking.
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References
- unionbank – *826# The shortcut to getting things done faster and smarter. Don’t be an Uncle Thomas, do it all with *826#
- updatebriefly – Union Bank Transfer Code For Mobile Banking.
- monierate – List of Union bank USSD Code
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