Enter your email address below and subscribe to our newsletter

Infinix Phones on Loan in Uganda

By Oluchukwu Ikemefuna

Share your love

With the help of phone loan services, it is now easier than ever in Uganda to obtain the most recent smartphones, such as Infinix models. These services give customers access to famous Infinix phones on loan without having to pay the whole price upfront. 

Imagine being able to walk into a store, pick up that sparkling Infinix phone you’ve been eyeing, and walk away without spending too much money. You can find Infinix phones on loan in Uganda, which are available from a variety of mobile phone shops and dealers. 

Similarly, there are also Infinix phones on loan in Nigeria, which are quite common in mobile phone shops, online retailers, and even from Infinix directly. The process of taking out a loan is easy and fast, with little paperwork and fast approval times.

Infinix phones are known for their attractive designs, extended battery life, and innovative features. You can get all of these perks without emptying your bank account by taking out a loan.

Whether for personal or business purposes, there is always the option of borrowing Infinix phones, which is both flexible and convenient.

This article provides further information about Infinix Phones on Loan in Uganda and Nigeria. So, if you’re looking to buy a new Infinix phone, read this article till the end to make an informed selection.

What are Infinix Phones on Loan?

Infinix Phones on Loan

Infinix phones on loan allow you to own an Infinix smartphone without having to pay the entire cost at once. This type of financing is ideal for people who do not have enough money to purchase a new phone but want to have the most recent features and functionalities. 

A variety of merchants and mobile network carriers collaborate with financial institutions to sell Infinix phones on loan. These loans normally ask you to make a fixed monthly payment for a set length of time, which can be anywhere from a few months to two years.  

On the other hand, certain mobile network operators offer Infinix phones in conjunction with credit agreements. This is also a wonderful option if you require a new phone plan.  Before making a decision, carefully read the loan agreement’s terms.  Make sure you comprehend the loan’s interest rate, total amount, and any additional expenses.

Related – M-kopa Phones on Loan in Uganda

Requirements to Get an Infinix Phone on Loan in Uganda 

In Uganda, a loan to get an Infinix phone is obtained through partners, retailers, or credit services, not directly from Infinix. Here’s a breakdown of the requirements you need:

  1. Ugandan National ID that is valid: This acts as a standard form of identification for most of the loan agreements in the country.
  1. An active Mobile Money Account: Because mobile money transactions are widely used in Uganda, it might be a requirement to have an account with MTN  or Airtel. Some lenders may accept other payment methods, so ask about this during the application process.
  1. Down Payment: Prepare for a down payment on the Infinix phone you select. Some sources indicate a possible 30% down payment on the price of the phone, but this can differ from lender to lender.

Companies Offering Infinix Phones on Loan 

In Uganda, you are spoilt for choice when it comes to getting an Infinix phone on a loan-like arrangement. You could go for the MTN Uganda option with TakeNow or the Retail Stores Partnering with TakeNow:

MTN Uganda together with TakeNow

This partnership enables MTN customers to buy Infinix (and other brands) smartphones through a program referred to as “Mpola Mpola”. Under this plan, you will make an initial deposit of 30% of the cost of the phone, and then pay off the balance in 6 months through installment. Moreover, you will be given free data every month during this period.

Retail Stores Partnering with TakeNow

TakeNow works with a variety of retail stores in Uganda. You can visit any of these stores, select your desired Infinix phone, and take advantage of the “Kibanja Mpola” option by using TakeNow for a loan-like purchase. This scheme also requires an initial down payment and repayment in installments.

Read Also – *435# Loan: How to Apply for Letshego Loans

How to Get Infinix Phones on Loan 

Infinix phones on loan in Uganda can be obtained by following the steps below:

  1. Look for loan providers in Uganda who offer phone loans, such as banks, mobile network carriers, or online platforms. Check the eligibility requirements and interest rates.
  1. Choose a firm that provides an Infinix phone loan that matches your needs.
  1. Complete the loan application form provided by the selected supplier; personal information, earnings data, and potential collateral may be requested, depending on the lender’s criteria.
  1. After submitting your loan application, wait for approval from the loan business. The process may take some time, depending on the provider’s protocols.
  1. Once you’ve been approved for the loan, you can select the Infinix phone model of your choosing.
  1. Once you’ve decided on the Infinix phone, you may purchase it with the loan amount supplied by the lender.
  1. Follow the payment schedule specified by the loan provider to repay the total amount of money, including any interest that may apply, under the agreed-upon terms and circumstances.
  1.  Once your repayment is complete, you will fully own the Infinix phone and be able to use it as much as you like.

It is important to go through and understand all terms and conditions of the loan agreement before applying to make sure that you are comfortable with repayment obligations.

Infinix Phones on Loan in Uganda

Infinix Phone on Loan in Uganda

The Infinix phones on loan in Uganda are as follows:

1. Infinix Hot 30 PLAY (8GB RAM, 128GB storage)

Calling all gamers and moviegoers! This Infinix phone features a huge high-definition display (about 6.8 inches) that moves smoothly (90Hz) for a more enjoyable viewing experience. 

It won’t break the bank; however, keep in mind that the camera (16MP back) is on the basic side when compared to some more advanced versions. 

The long-lasting battery (5000mAh) is a significant advantage, allowing you to stay connected and engaged for a longer amount of time. The down payment for a loan is about UGX112,133.

2. Infinix Hot 11 2022 (4GB RAM, 64GB storage)

You have a small budget but still want an excellent smartphone. The Infinix Hot 11 2022 is a great choice. It has a smaller screen (6.6 inches) and a basic processor, but it should be able to handle the majority of your daily duties. 

The camera (13MP rear) delivers nice photos, and the storage space (64GB) is adequate for most apps and crucial files. The down payment for a loan is approximately UGX121,883.

3. Infinix Hot 30i (8GB RAM, 128GB storage)

Looking for a huge screen, good camera, and long battery life on a somewhat lower budget than the Hot 30 Play? Perhaps the Infinix Hot 30i is your answer. Although it is unlikely to have the same specs as the Play version, it should provide similar basic capabilities at a lesser price.  

Before making your decision, do some research to see how the camera and processor compare. The down payment on a loan is approximately UGX134,072.

4. Infinix Hot 40I 8/256GB 

This budget champion has an incredible 256GB of storage space, which is ideal for storing a large number of images, movies, and programs. Its 8GB of RAM ensures that multitasking operates smoothly enough to handle common tasks such as social media and browsing. Depending on the lender’s terms, the initial down payment for a loan might be as low as UGX151,135.

5. Infinix Note 12 8/128GB 

This mid-range alternative strikes a favorable balance between price and performance. It has remarkable multitasking capabilities of 8GB RAM and 128GB storage, which should be sufficient for most people. The down payment for a loan should be roughly UGX210,120, depending on the lender.

6. Infinix Note 30 (8/256GB)

The Infinix Note 30 is all about space, with a generous 256GB storage capacity that can hold games, high-quality images, and huge files. This phone also has 8GB of RAM, which allows you to multitask without interruption. The down payment for a loan on this model is approximately UGX192,576.

7. Infinix Note 30 PRO 8/256GB

This option is the most powerful one among all the options in the list. It likely has a large and beautiful screen, an extremely fast processor to run demanding applications, and also a lot of storage space for your photos, videos, and games. The down payment details for loans on this phone are about UGX219,390.

8. Infinix Note 8 128 GB 6GB RAM

The Infinix Note 8 is a more cheap option with a decent blend of performance and affordability. It should be able to handle the majority of daily chores with ease, and it should have enough storage space for most users. The projected down payment price is roughly UGX176,000, which is comparable to the Note 30 PRO.

9. Infinix Note 12 8/256GB.

The Note 12 sits just between the Note 8 and the Note 30 PRO, offering a decent blend of features at a mid-range price. Expect a decent processor, a competent camera system, and plenty of storage capacity. The expected down payment amount is around UGX187,700.

Also Read – Shika USSD Code and Loan Application

Infinix Phones on Loan in Nigeria

Infinix Phones on Loan in Nigeria

In Nigeria, you don’t have to wait long to get your desired Infinix phone owing to financing alternatives accessible at various outlets. This is an extensive examination of all the alternatives that you can use to choose the best Infinix phone for yourself, based on your demands and budget.

1. Infinix Hot 11.

This phone is the best choice for consumers who prioritize value. Assume a total price of approximately ₦115,000. A loan requires a down payment (about ₦30,000 – ₦40,000) and subsequent monthly payments to cover the remaining amount. Hot 11 is ideal for everyday chores such as calls, texts, social media, and light gaming, and it is inexpensive to purchase.

2. Infinix Note 11 Pro

The Note 11 Pro is intended for individuals who need greater power in gaming, photography, and running many programs at once. The price of this power can reach ₦280,000 or higher. The down payment would be higher, ranging from ₦50,000 to ₦80,000. 

The monthly payments will also be increased due to the overall cost reflected. However, with a loan, you can avoid a significant initial outlay while still enjoying the phone’s features and repay in installments.

3. Infinix Smart 6

Need a dependable mobile phone for calls, messages, and light browsing that isn’t too expensive? Look no further than the Infinix Smart 6. This affordable option costs approximately ₦66,000 and is an excellent choice. 

Loans might have modest upfront fees, ranging from ₦10,000 to ₦20,000. The Smart 6’s budget-friendly technique makes it great for individuals who prioritize affordability without sacrificing important functionality.

4. Infinix Hot 12 Play

On a limited budget yet still want a new phone? Infinix Hot 12 Play may be your best option. This loan is available for an initial installment of approximately ₦25,590 (depending on the lender), making it an excellent option for budget-conscious consumers. 

This phone performs effectively in regular duties like web browsing, social media connections, and phone calls. It is not expensive to acquire, and its repayment terms are likely to be highly favorable.

5. Infinix Note 11 Pro 

If you require a phone that is more than just basic, the Infinix Note 11 Pro is the finest option. This mid-range option includes an enhanced camera for capturing unique moments and a speedier processor for smoother performance, particularly when gaming or running numerous apps at the same time.  

Depending on the loan source, the down payment ranges from ₦48,000 to ₦80,000. It’s the ideal phone for gamers, photography aficionados, and multitaskers who want premium features at an affordable price.

6. Infinix Note 20 Pro 

Are you a technology enthusiast who can’t get enough of the latest gadgets? You should choose the Infinix Note 20 Pro since it offers just what you are looking for. 

The top-of-the-line model has it all: a superior camera system, the fastest CPU, and the most compelling display of the three Infinix alternatives. Down payments are expected to be roughly ₦96,000, based on typical loan agreements. 

The phone is intended for gamers who want smooth performance, content creators who require sophisticated editing specs, and everyone who expects nothing less than the best from the Infinix brand.

Read Also – Leja Loan: How to Access it

Considerations Before Getting an Infinix Phone on Loan

Here are some of the factors to consider before getting an Infinix phone on loan:

Loan Terms

  • Interest rates: Examine the interest rate that comes with the loan. Higher interest rates will imply that you will pay more for the phone over time.
  • Loan term length: Think about the period over which the loan will be paid off. Shorter terms may mean higher monthly payments, but it also means you will pay less interest overall. Conversely, a longer term means lower monthly payments but more interest paid. 
  • Total loan cost:  Determine what the entire loan will cost you – this includes the phone price, interest, and any fees involved. This figure will give you a clear picture of what it costs to get the phone through this method.

Your Financial Situation

  • Affordability: Can you easily make monthly payments on this loan and still have enough money to take care of your other expenses? Don’t overextend yourself.
  • Credit score: If there is a credit check required for the loan, your credit score is going to determine what kind of interest rate you are offered. 

About the Phone

  • Model and specs: Make sure that whatever Infinix phone model you are thinking of obtaining on loan has all the features and specifications that you need.
  • Condition (if buying used):  Before making any agreement regarding a loan program for a used Infinix phone, be sure to understand clearly the condition of the phone.

Final Thoughts

The people of Uganda and Nigeria can use the Infinix phones on loan and it is a great option for those who wish to own these popular devices but do not want to carry the load of the full costs. 

This innovative approach creates a way for people to acquire the latest technology, and improve their connectivity, and quality of life. More people can appreciate the merits of owning an Infinix phone thanks to flexible payment plans and easy application procedures. 

As technology moves forward, programs like these enrich neighborhoods by bringing down the barriers between affordability and accessibility in today’s fast-moving world of smartphones.

Frequently Asked Questions

Can I get any Infinix phones on credit in Uganda?

Not all Infinix phones are available on loan. However, popular models from recent series, such as the Hot and Note, are typically available.  Some specific models may be offered on credit at some merchants, so contact them directly.

What is necessary to get an Infinix phone on loan?

The requirements vary depending on the lender. Typically, you’ll need:

A valid national ID.
An active SIM card (typically valid for at least 6 months)
A down payment (the percentage may vary).

What are the benefits of having an Infinix phone on loan?

You can pay for your new phone in installments over time, which makes it simpler on your budget.
You can get a new phone without having to pay the full price upfront.


  • sautitech.com – You can now get the Infinix Hot 12 in Uganda on a loan deal


Share your love
Onyinyechi Ikemefuna
Onyinyechi Ikemefuna

Ikemefuna Onyinyechi Patience, a skilled Content Writer hailing from Anambra State Nigeria, holds a Higher National Degree in microbiology from Federal Polytechnic Oko, Anambra. Armed with robust research and SEO expertise, she excels in crafting articles spanning technology, finance, healthcare, education, and lifestyle. Her work stands out for its ability to authentically inspire and engage while inciting action. Beyond her writing prowess, Ikemefuna finds joy in reading, exploring movies, and delving into continuous research, contributing to her growth as a proficient writer.

Articles: 77

Newsletter Updates

Enter your email address below and subscribe to our newsletter

Stay informed and not overwhelmed, subscribe now!