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Latest List of the Harmonised USSD Codes in Nigeria

September 23, 2024

USSD codes have become integral to our lives, providing a convenient and accessible way to access various services.

With its vast population and growing technological advancements, Nigeria has witnessed a significant increase in the adoption of USSD codes.

To streamline the process and ensure consistency, the Nigerian Communications Commission (NCC) has harmonized USSD codes, resulting in a standardized list of different services.

This blog post aims to provide you with an updated list of the latest harmonized USSD codes in Nigeria.

We will delve into the various services accessible through these codes, explore the benefits of using USSD, and address some frequently asked questions.

Let’s Dive in! Here we go!

Related Also: All Important MTN USSD Codes in South Africa 2024

USSD Codes | Overview

Quick codes that represent particular service requests are known as USSDs, or Unstructured Supplementary Service Data. Cellular network providers utilize these protocols to gather user instructions and deliver customized services to users.

The lovely part of this protocol is that a user sends commands from their mobile phone to a network’s server, which has been configured to make automated responses based on the given commands.

What Can I Use USSD for?

USSD codes can be used for many functions. They can be useful for purchasing data packages or replenishing airtime. But they have a lot more power. Below are some uses of USSD codes!

  • Airtime Purchase
  • Data Purchase
  • Balance Enquiry
  • Transfer of funds via mobile banking
  • Utility bill payment.
  • Account Information

Latest List of the Harmonised USSD Codes in Nigeria

The Nigerian Communications Commission (NCC) has implemented a harmonization process to standardize USSD codes across different service providers. This ensures consistency and ease of use for consumers.


The Commission established a deadline of May 17, 2023, for all mobile networks to fully transition from their current diverse shortcodes to harmonized codes.

See Also: Nigerian Banks Resolve $132 Million USSD Debt with Telecom Providers

Here is a comprehensive list of the latest harmonized USSD codes in Nigeria:

  • For Call centre — *300#
  • For Voice mail deposit — *301#
  • For Voice mail retrieval — *302#
  • For Airtime and Data Borrowing services — *303#
  • To deactivate/Stop some Services — *205#
  • To Check Airtime Balance — *310#
  • For Airtime Recharge — *311#
  • Data plan — *312#
  • Share services — *321#
  • To check Data balance & Data Plan — *323#
  • NIN verification and NIN-SIM linkage — *996#
  • DND — *2442#
  • Porting services — *3232#

Note: This code applies to all mobile network providers, including MTN, GLO, AIRTEL, 9MOBILE ETC

According to the NCC, the old and new harmonized short codes will run simultaneously, until 17 May 2023, when all networks are expected to have fully migrated to the new codes. The commission has provided this period to enable telecom consumers to familiarise themselves with the new codes for various services.

The initiative is designed to make life easier for telecom consumers by allowing them to use single codes for various services across all mobile networks, improving consumer quality of experience.

Related Also: Latest USSD Codes for GTBANK, UBA, FCMB, and Fidelity Bank

Bank USSD Codes

Because USSD codes allow mobile banking without an internet connection, bank shortcodes are crucial. USSD codes are unique to each commercial bank that offers mobile banking services.

To send money, pay bills, top-up airtime, or purchase data, use your bank’s code. Below is a list of banks along with the codes that correspond to them.

  • ZENITH BANK *966#
  • WEMA BANK *945#
  • UNITY BANK *779#
  • UBA BANK *919#
  • STERLING BANK *822#
  • STANBIC IBTC BANK *909#
  • POLARIS *833#
  • KEYSTONE BANK *7111#
  • HERITAGE BANK *745#
  • GT BANK *737#
  • FIRST BANK *894#
  • FIDELITY BANK *770#
  • FCMB *329#
  • ECO BANK *326#
  • ACCESS BANK *901#

Dial the shortcodes and follow the instructions to use these codes for services like fund transfers and bill payments.

Here are Some Troubleshooting Tips

Using USSD codes on your mobile device is rather simple. An internet connection is not necessary for it. All you need to do is dial the USSD code with * at the beginning and a hash (#) at the end. As long as the service provider permits it at that time, obey the prompt to take the desired action.

However, you may encounter issues such as bad network signals, to overcome this difficulty, relocate to obtain a stronger signal or wait for conditions to improve generally to prevent incomplete transactions, particularly when money is involved, service timeouts, by waiting it out and attempting again later, you can resolve this problem, incorrect USSD code, carefully dial the code again to resolve this issue.

Nevertheless, If, after following these procedures, you are still unable to access the standard features linked to a particular code, get in touch with customer care for the service.

Related Also: How To Borrow Money From Access Bank With USSD Code | A Step-by-Step Guide

Conclusion

USSD codes have revolutionized the way we access various services in Nigeria. The harmonization of these codes has made it easier for consumers to navigate different platforms and enjoy the benefits of digital technology.

By understanding the latest list of harmonized USSD codes, you can efficiently access a wide range of services, from financial transactions to government services.

I hope this information helps.

Leave us a comment below!

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Frequently Asked Questions

What is the purpose of harmonizing USSD codes in Nigeria?

The harmonization of USSD codes aims to standardize the process, making it easier for consumers to remember and use these codes. It also ensures consistency across different service providers.

Can I use USSD codes on any mobile phone?

Yes, USSD codes are compatible with most mobile phones, including basic feature phones.

Are there any charges for using USSD codes?

The charges for using USSD codes may vary depending on the specific service and your service provider. However, many USSD services are offered at minimal or no cost.

Can I pay my electricity bill with USSD?

Yes!. All you have to do is dial the code and follow the instructions, regardless of whether you want to utilize a utility service provider’s dedicated number or your bank’s short code.

Q: How can I transfer money with USSD?

Just dial the corresponding bank USSD code, and follow the prompts on the screen.


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