Jaiz Bank USSD Code for Airtime, Transfer, & Mobile Banking

The Nigerian banking industry has registered tremendous growth over the recent past, especially with various innovative banking solutions aimed at offering conducive ways customers can conduct their financial transactions. One such solution is the Jaiz Bank USSD code.

The Jaiz Bank USSD allows customers to perform their banking from the comfort of their mobile phones anywhere and anytime without internet network coverage.

This has facilitated banking services, bringing them closer to the customers and changing everything about how people go about their banking services.

Be it the purchase of airtime, transfer of money, or any other option from the mobile banking menu, Jaiz USSD code has got you covered.

This article will detail everything on how you can use this wonderful tool. We will take you through the activation of the service, look at the available options, then show you some common banking transactions one could do using the Jaiz USSD.

What is Jaiz Bank USSD Code?

Jaiz Bank has reduced this complexity to an easy USSD code, which is *773#, that customers can use in running their banking transactions from their mobile phones. You are not required to visit a branch; this will save you time and effort.

The Jaiz USSD code is part of a larger initiative for financial inclusion in Nigeria. It furthers the Central Bank of Nigeria strategy aimed at capturing more Nigerians into the formal financial system.

By availing themselves of easy access to banking through their phones, Jaiz Bank puts people at the center who otherwise would not have access to traditional banking channels.

From account balance inquiry to funds transfer to another account and topping up your airtime, the Jaiz Bank USSD code has safe and user-friendly solutions for all everyday banking needs.

Read Also – First Bank USSD Code for Transfer, Loans and Other Transactions

What are the Features of Jaiz Bank USSD Code?

The Jaiz Bank USSD code is *773#. Some of the features that will make banking very convenient and accessible to its customers are outlined below:

1. Account Opening: Using your phone, you can easily open your Jaiz Bank account from any location. You do not need to go to a branch.

2. Balance Enquiries: Know your Account Balance in real-time at your fingertips—for absolute transparency in your finances.

3. Funds Transfer: You can quickly transfer funds within Jaiz Bank or to beneficiaries in any Nigerian bank.

4. Airtime Top-up: You will be able to recharge either your own mobile airtime or that of those around you, thus staying connected without any hitch.

5. Utility Bills: You can pay for all your utility bills, including electricity, water, and even internet bills, directly on the USSD platform.

6. Mini Statement: It gives you an overview of recent activities so you can keep doing informed financial management.

7. PIN Management: You should ensure that your account is safe by easily changing or resetting your USSD PIN at will.

8. Cardless Withdrawals: Get the comfort of withdrawing cash from ATMs with your mobile phone without a debit card.

9. Customer Service Access: With Jaiz Bank’s customer support services, have quick assistance and information on all you need directly from the USSD Banking.

Jaiz Bank USSD Mobile Banking puts you in full control while placing all its features right at your fingertips from any mobile device.

The Comprehensive List of Jaiz Bank USSD Codes

Jaiz Bank provides a variety of USSD codes, allowing users to do various banking operations using their mobile phones. Below are list of the Jaiz USSD codes and their functions:

Transactions	USSD Codes
Check Balance	*773# > select the option to check balance
Transfer to Jaiz bank/others	*773# > select the option to transfer fund
Airtime Top Up for Self	*773*Amount#
Airtime Top Up for Others	*773# > select the option to buy airtime
Account Opening	*773#
Pay Bills	*773# > select the option to pay bill
Retrieve BVN	*565*0#

Also Read – GTBank USSD Code for Transfer and other Banking Transaction

How to Activate Jaiz Bank USSD Code

Jaiz Bank USSD code is quite easy to activate and can be done right from the comfort of any customer’s mobile phone.

To begin the registration process, you’ll need:

1. A mobile phone
2. A Jaiz Bank account
3. A debit card
4. Your registered SIM card

Below is the step-by-step process on how to register: 

1. Dial *773# or *389*301# on the number linked to your Jaiz Bank account.

2. You will be led through the creation of your USSD profile. You will be asked to supply a Jaiz Bank account number date of birth, and create a 4-digit PIN for USSD transactions.

3. After completing the registration, a confirmation message would have been received from Jaiz Bank.

4. Just dial *389*301#, enter your 4-digit PIN, and the USSD menu will be displayed for you to start using Jaiz Bank USSD code.

5. Just follow these on-screen instructions to check your account balance, transfer funds, pay bills, and purchase airtime.

By the time the above steps are followed, the Jaiz Bank transfer code would be activated on your phone. You can now use it to conduct banking transactions.

Jaiz Bank USSD Code Usage 

Using the Jaiz Bank USSD code is quite easy once you have registered. Here are the steps to follow:

1. Dial *773# on your mobile phone.
2. You will see a menu with various transaction types. Follow the on-screen directions to choose the type of transaction you want.
3. After this, you will be asked to enter details such as the recipient’s account number and the amount you want to transfer or pay, among other relevant details.
4. Confirm the details of the transaction.
5. To authenticate the transaction, enter your four-digit PIN.
6. Wait while you get a confirmatory message that your transaction has been completed.

Also Read – GTBank USSD Code for Airtime and Data

How to Block Jaiz Bank USSD Code 

In case of suspicion that your Jaiz Bank USSD code has been compromised, the following are steps that you can use to quickly block it for protection of your account:

1. Dial *773*301# on your mobile phone.
2. From the menu, select “Security.”
3. Select the “Block USSD” option.
4. Input your PIN when requested.
5. Confirm the action to complete it.

By doing this, you can block your USSD code, such that no other unauthorized users can access your banking services through the USSD platform. If you have any problem or need further information, contact Jaiz Bank customer service immediately.

How to Unblock Jaiz Bank USSD Code 

If you have already blocked your Jaiz Bank USSD code and want to unlock it, follow the procedures below:

1. Dial *773*301# on your mobile phone.
2. Tap “Security” on the menu screen.
3. Click “Unblock USSD.”
4. Supply your PIN as required.
5. You are all good; your request for unblocking is successful.

The PIN should always be kept very secret. You are not to reveal your PIN to anybody so as to avoid unauthorized access to your bank account. If you suspect that your PIN has been compromised, contact Jaiz support immediately to lock your account.

Read Also – Sterling Bank USSD Code for Transfer and Loans

How to Upgrade My Jaiz Bank Account using USSD Code

To upgrade your Jaiz Bank account using a USSD code, you typically need to follow these steps:

1. Dial the Jaiz Bank USSD Code: On your mobile phone dial *773#.

2. Upgrade Option: After the prompts, select the upgrade option that brings one to the account upgrade. This would usually be under “Account Services” or any other menu.

3. Enter Information: Provide relevant information as prompted. This may include your account number, BVN, and other personal information.

4. Process Completion: Complete the upgrade after the other instructions.

In case of challenges or other specific guidelines, it is always good to contact the Jaiz Bank customer service or even physical presence there for directions on what to do next.

How to Pay Back Jaiz Bank Loan With USSD Code

To repay your loan to Jaiz using USSD code, follow the following process;

1. Dial *389*301#
2. Select repayment
3. Fill in your loan account number
4. Enter the amount that you wish to repay
5. Confirm the transaction
6. Enter your PIN to authenticate payment

Note: When doing this, ensure you have sufficient funds in your account to offset it. Also, this *329* USSD code is not available to all loan products or customers. So contact the bank, Jaiz Bank customer support, if you are having issues with repayment.

Also Read – Polaris USSD Code for Transfer and Account Opening

How to Borrow Money from Jaiz Bank With USSD Code

You can borrow money from Jaiz Bank using this USSD code in these steps:

1. Dial the USSD Code: Just dial *773# on your mobile phone.

2. Select Loan Option: Follow the onscreen command to select the loan option.

3. Enter Required Information: Provide information such as the amount you want to borrow and any other information as demanded by the system.

4. Confirm Transaction: Review your request and then submit. You may be prompted to enter your PIN or any other security details.

5. Wait for Approval: In case you happen to win your application, you will get a confirmation message, and then it is followed by the money of the loan in your account.

Ensure that you have a registered phone number with Jaiz Bank and an active account. You will also need to ensure that you are eligible for a loan following their requirements.

What are the Advantages of Jaiz Bank USSD Code?

There are various benefits associated with the Jaiz Bank USSD code, which include:

1. Convenience: You can conduct transactions anywhere and at any time with the aid of a mobile phone and the USSD code. There is no need for visiting a bank branch or an ATM.

2. Accessibility: Jaiz Bank USSD transfer code is easy and available to all customers of the bank, especially for those who are onsite registered, irrespective of where they are and the network that a person uses.

3. Speed: Real-time transactions are offered by the USSD USSD code, hence saving time for you and increasing speed in transactions.

4. Security: The USSD code is secure banking since it involves entering your personal identification number to ensure that the transaction is complete, hence safeguarding your account from other people accessing it.

5. Cost-effective: It is cost-effective, as the USSD code attracts lower transaction charges compared to other modes of banking, like withdrawal at an ATM or even a branch. 

6. Variety of services: You will have varieties of services with the Jaiz USSD code: balance inquiry, funds transfer, recharge of airtime, bill payments, and so on that makes it a versatile solution for banking.

Also Read – How to Borrow Money from PalmPay with USSD Code

What are the Security Measures for Jaiz Bank USSD Code?

Several security measures are put in place by Jaiz Bank within its USSD code to secure the customer’s account and transactions in general. Some of these include:

1. Registered Mobile Number: Probably, all transactions can only be initiated from the mobile number you have attached to your Jaiz Bank account. This helps prevent unauthorized access even if someone gets hold of your USSD code.

2. PIN Verification: Most USSD banking services require authentication through a PIN. Jaiz Bank USSD must, therefore, make use of a PIN system to verify your identity prior to processing any form of transaction.

3. Session Timeouts: As in the case with most USSD sessions, this will timeout after some period of inactivity, thereby providing extra security so that in case you forget your phone on, another person cannot take over the session.

4. Masked Sensitive Information: Details such as account numbers or even transaction amounts could be masked on the screen, making it hard for any shoulder surfer to get this information.

5. Limited Transaction Amount: There could be a maximum amount of money that may be transferred using USSD for security purposes. This can reduce loss in case your USSD code is compromised.

These security measures offer a secure USSD banking experience at Jaiz Bank.

Common Issues and Solutions of Jaiz Bank USSD Code

Here are common issues you might face while using Jaiz Bank USSD code alongside some solutions you could try:

1. Invalid MMI Code

First, make sure that you are dialing the right code for Jaiz Bank, which is *773#. You can also be certain of the official code by visiting Jaiz Bank’s website or mobile app.

2. Problems with Network Connectivity

You may want to try the USSD code in an area with a fine network signal. You can also restart your phone to refresh the connectivity of the network.

3. Wrong PIN

Be certain that you have dialed the right PIN. You can still reset your PIN using Jaiz Bank’s mobile app, if available, or contact customer care.

4. Service Unavailable 

This might be a temporary fault on Jaiz Bank’s end with their USSD service; therefore, you may have to try again later. You can also check Jaiz Bank’s social media pages or website for any announcement made about any service outages.

5. Limited Transactions

This could be due to low funds, daily transaction limits, or even issues with the recipient’s account.  For strange failures in transactions, it is always advisable to reach out to Jaiz Bank customer service for help.

Always keep your Jaiz Bank mobile app updated to ensure that you have the recent updates and bug fixes. Report any persistent issues to Jaiz Bank’s customer care hotline or visit a branch for further assistance.

Final Thoughts 

The Jaiz Bank USSD code is a very convenient and smooth way to manage your banking activities at ease, such as the purchase of airtime, transfer of funds, and mobile banking.

With the Jaiz Bank USSD code, you will have easy access to your account to conduct your banking business anywhere and at any time without necessarily having access to the internet. This facility improves access to banking for all Jaiz Bank customers.

We’d like to have your feedback on the use of the Jaiz Bank USSD code. Kindly reply in the comment box below and follow us on social media for more updates: 

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Frequently Asked Questions 

Reference 

• www.legit.ng – Jaiz Bank transfer code: how to use it to move your funds 
• teezabtech.com.ng – Jaiz Bank Transfer Code in 2024 – List of Jaiz Bank USSD Code

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