How to Check My BVN Name and Date of Birth Online on Phone: A Step-by-Step Guide

Managing your bank information has never been this easy. For many Nigerians, the Bank Verification Number (BVN) has become an important tool for identifying and authenticating large banking transactions.

But, like always, questions such as how to check my BVN online if one needs to access his or her BVN details particularly the name under which it is registered and the date keep surfacing.

The more reason it is important to know how to check your BVN details such as Name and Date of Birth is; and how to check your BVN online is one way that saves you a visit to the bank, keeping you at peace.

As billions ask themselves daily, ‘How do I check my BVN?’ or ‘How to check my BVN date of birth?’, this is a guide written to answer the near-asked questions and give you arguably the easiest solutions, in what most might see as steps that could help cover a lot more on the matter.

So, if you are asking questions like how can I check my BVN name and date of birth online, this guide is what you need to the latter detail to make sure it is accurate and updated. So keep reading!

1What is a BVN and Why Does it Matter?

2Is Checking BVN Details Online Possible and Safe?

3What Are the Requirements for Checking My BVN Details Online?

4How Can I Check My BVN Name and Date of Birth Online?

5How to Check My BVN Details With My USSD?

6What Security Measures Should You Take When Checking BVN Details Online?

7Troubleshooting Common Issues With Checking BVN Online

8Final Thoughts

9Frequently Asked Questions

10Reference

11Recommendations

What is a BVN and Why Does it Matter?

BVN stands for Bank Verification Number, which simply means every bank customer’s unique number in the country.

In other words, BVN is a crucial part of the monitoring or banking system in Nigeria, whereby financial transactions must be executed using the number.

The BVN was introduced by the Central Bank of Nigeria to stem fraud, identity theft, and other crimes connected with financial transactions.

It serves for accessibility and analysis of your financial information to the financial institutions to know the number of bank accounts you have and other financial track records.

This acts as a database query key to procure your details, which absorbs such information as the date of birth and biometrics. The BVN mainly offers the following services:

Bank Account Verification
Tracking of foreign exchange transfers and record-keeping
Releasing information of users to banks if demanded by the CBN
Checking of fraud record
Checking of account detail
Ease of collection of user details across various institutions

Any time your BVN is being requested from you, be certain that it is given to the proper authority; for instance, your bank.

Your BVN is your sole right to protect against hackers, who might use it to gain access to your account by using third-party software.

Is Checking BVN Details Online Possible and Safe?

If the above question sounds like you, The answer is a plain YES! It is indeed within your capacity to check your BVN details online, and it’s secure as long as you make use of the correct platform. Using the correct platform, you can do the following;

Check your bio-data for any errors
Make necessary corrections
Check your BVN name
Check your date of birth
Confirm your phone number
Check if any information has expired

You can save much time searching for BVN details on the online platform. You do not need to visit any branch of a bank or join the long queues.

Provided you are connected to the Internet, provided that you can verify your BVN information within the comfort of your space.

If you are one of the people wondering how to check my BVN name and date of birth, just no need to go to the bank. You can check your details for verification online.

What Are the Requirements for Checking My BVN Details Online?

To check your BVN name and date of birth online, you’ll need to prepare the following:

1. BVN Details

You’re going to need the 11-digit BVN number itself. This serves as a unique identifier that the Bankers’ Committee has provided for you to identify who you are, and it is used in applying for access to your BVN details online. Make sure you have your BVN number handy.

2. Internet Connection

These are the major requirements needed to verify your BVN details. First, you have to make sure you have some stable internet on either a smartphone or tablet. Availability of the Internet will help you get the online portal to request your BVN details.

3. Personal Information

It will ask for your full name and phone number, which you provided when you enrolled in your BVN, as well as your birth date.

This is a check against the BVN to ensure you own the BVN and are the rightful owner of the account. Always ensure your information is correct and current to avoid failures during verification.

Keep these requirements handy, as that will help in being able to verify or check your BVN name and date of birth online with ease.

Also Read – How to Check UIF Status & Balance 2024

How Can I Check My BVN Name and Date of Birth Online?

The Bank Verification Number is a number used in Nigeria to authenticate an individual’s identification when banking.

If you want to know BVN details, such as your name and date of birth, this would easily be shown on your phone.

Follow these step-by-step procedures on different methods to check your BVN using your phone:

1. Through the Bank’s Official Website

The easiest way to check your BVN online is via your bank’s official website. Most Nigerian banks have online sites that allow users to access account details, including the BVN.

Go to your bank’s official website.
Log in with your username and password.
Click on the section reserved for BVN verification.
On the screen, input the necessary details by dialing your account number and registered phone number to check your BVN.

After entering the information, your BVN will be displayed on the screen. Ensure there are no errors on the display.

2. Through the Bank Mobile App

Most Nigerian banks integrate a feature in their mobile banking apps that enables one to view their BVN details. These are the steps to follow:

Open the mobile application of this bank and log in with your details.
Scroll through the essential sections dedicated to account details or BVN verification; this may differ from one bank’s mobile app to another.
You may be presented with the need to input your account number or phone number registered with the bank, after which it is verified.
Then, your BVN information will be displayed. This includes your name and date of birth.

Note: There are no charges for this when used through the bank’s app.

3. Through the NIBSS BVN Validation Portal

The Nigeria Inter-Bank Settlement System has made provisions for online verification through the availability of a BVN validation portal. This system is credible, trustworthy, and safe for checking BVN details online. The following are the procedures for using it:

Enter the website of NIBSS. You can search for “NIBSS BVN validation” on your browser.
Enter your BVN number; afterward, fill in the details containing your full name, date of birth, and the phone number attached to your BVN.
Click “Submit” and select a payment method you’d like to use to make an N25 fee for verification.
Your BVN will be displayed once your payment has been successfully processed.

Note: You will need an internet connection and a debit card to pay for the verification fee with this method.

You can now easily check your BVN name and date of birth via Mobile, by following these steps. You may use any other method that best suits you and make sure to keep security first concerning your BVN.

How to Check My BVN Details With My USSD?

You can alternatively check your BVN details using a USSD code instead of going online. Here’s what you need to do:

Dial *565*0# from your phone, using the mobile number associated with your BVN.
A menu will appear. Choose the option “1” to retrieve your BVN information.
Your BVN, name, and date of birth will appear on your screen.

What Security Measures Should You Take When Checking BVN Details Online?

While checking the BVN online, there are several security steps you are to observe in keeping your personal and financial information safe. The following are some of the suggested practices.

1. Treat Your BVN Confidential

Treat your BVN like your ATM card PIN and never disclose it to friends, family members, or just any stranger writing it in an insecure place. Memorize it instead.

2. Beware of Phishing

Be wary of any unsolicited mail, message, or even calls, asking for your BVN or any other details. Scams are so sophisticated—do not click on links or open attachments.

If there has been a request that you are not certain of, then do contact your bank to verify the authenticity through an already established credible channel.

3. Use Strong Passwords and Multi-Factor Authentication (MFA).

Establish a different, strong password with MFA, if possible, every time you log in to your bank’s website or app.

Having an MFA requires a second verification code to log in after entering your password, hence increasing security.

4. Use Secure Channels

Check your BVN only on the official website or the mobile app of your bank. Be careful while you enter the website address.

Look out for misspellings or any other irregularity, which may indicate a spoofed website to capture your information.

Not to check BVN over a public Wi-Fi. Public Wi-Fi provides much less protection than your home network. Then use a virtual private network—if you are using public Wi-Fi with a VPN”—to protect your data from eavesdroppers.

5. Keep Tabs on Your Bank Accounts

Periodically review your statement and transaction history for suspicious activity. Look for transactions or debits that you did not authorize. If you identify something suspicious, report it to your bank right away to minimize potential damage.

Also Read – How To Check KCSE 2023/2024 Results

Troubleshooting Common Issues With Checking BVN Online

As much as checking one’s BVN can be very easy, sometimes problems may be encountered. Here’s how to handle some of the most prevalent problems.

Recheck the details: Be sure you enter the right account number and phone number tied to your BVN. Typos or caps lock can cause errors.

Using the correct portal: With BVN validation, some banks will have their portals, so ensure you are on the correct one regarding your bank.

2. Technical Glitches

Internet Connection: Quite obvious, but you must have a stable internet connection. Check your Wi-Fi or data signal strength.

Clear cache and cookies: Maybe there is corrupted data in your browser that is causing issues. Try cleaning out your cache and cookies.

Use a Compatible Device and Browser: You should check about the device and the browser that is compatible with the website. Not all banks support older browsers.

Try another device or browser: If this continues to be a problem, then try another device or browser.

If all of the aforementioned do not work

Call your bank: Your bank customer support will be better placed to provide more peculiar advice for their BVN check process.

System downtime: Sometimes the BVN validation system is down. Check on your bank’s social media handles or website for updates.

Head down to follow the steps, and you should be able to troubleshoot the most common problems in checking your BVN online. Keep in mind that when one’s in doubt, contacting his bank remains the best course of action.

Final Thoughts

Knowing how to check your BVN online is therefore very critical in verifying your identity and making sure all information concerning you in regards to banking is correct.

This guide has helped you through a step-by-step process on how to check your BVN name and date of birth online using your phone.

By following these easy steps, one will always have the correct information at their fingertips, whether one wants to confirm BVN details for personal records or official purposes.

In case you have questions or probably an experience to share, kindly do so by using the comment section below.

Please never forget to follow us on all our social media platforms to get more helpful tips: Facebook at Silicon Africa, Instagram at Siliconafricatech, and Twitter at @siliconafritech.

Frequently Asked Questions

Am I supposed to go to the bank’s closest branch to be able to view my BVN online?

No, you don’t need to go to the bank branch to check your BVN details online. You can verify or check your BVN name and date of birth online from your phone.

How do I know my BVN details are correct online?

Check your name and date of birth to see whether they match what you used in filling out your BVN registration form.

How long does it take to check my BVN details online?

Checking your BVN details online is done instantaneously. You’ll receive the information in a second.

What do I do if my BVN details are incorrect online?

In case of incorrect BVN information online, contact your bank or visit any nearby branch for assistance in the rectification of the anomaly.