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Emergencies do not cease, do they?
You think you are financially settled for the month, and then, boom—something pops up to interrupt your comfort.
Something you did not plan for. And yet, you must squeeze out the funds for it.
It happens. Life happens.
And that’s why fast digital loans are much appreciated.
GTBank is one of the commercial banks in Nigeria that offers quick loan services to its customers. Want to know how to access it?
Today, we shall discuss the code to borrow money from GTBank in Nigeria, and how to borrow money from GTB with USSD.
Guaranty Trust Bank Plc (GTBank or GTB) was incorporated and licensed in 1990.
Today, they have subsidiaries in Ghana, Kenya, Côte D’Ivoire, Liberia, the UK, etc., with over 10,000 employees in Nigeria alone.
GTBank boasts several recognitions and awards.
They are constantly rewarded for their commitment to quality delivery, efficiency, innovation, quick service, and other undeniable attributes.
Among the financial services it provides, GTB offers loans to its customers.
Also read: How to Fund Bet9ja Account with USSD Code, ATM, Transfer, and GTBank
Some common features that define GTB loans are:
GTBank has different loan options for customers to choose from.
GTB designed each loan type to meet specific financial needs.
Below are the loan options available to GTB customers:
Loan Type | Max Loan Amount | Advantages |
School Fees Advance | ₦5 Million | Your loan will be advanced immediately once approved. |
Salary Advance | Up to 50% of your monthly salary | The loan is advanced within 24 hours, with no collateral required. |
Quick Credit | ₦5 Million | You can borrow up to ×3 of your monthly salary. |
Max Advance | ₦10 Million | Up to 48 months repayment term. |
Max Plus | ₦60 MIllion | Up to 60 months repayment term. |
Computer Advance | ₦60,000 | Available to current Corps members with a GTBank account. |
Premium Advance | ₦`1 Million | Low interest rates. |
GT Mortgage | ₦150 Million | Up to 20 years of repayment tenor. |
Vehicle Insurance | ₦1 Million (Individuals), ₦5 Million (Corporate) | Your loan will be advanced immediately once approved. |
GTB loans are easily accessible.
Users can do most of the applications online.
There is a lot to know about GTB loans. Ensure you do research and choose the best option for your financial needs. One of the places you can access quality information about loan options that are available in Nigeria is the investment section on our site.
Also read: GTB USSD Code for Airtime, Transfer, & Mobile Banking
The GTBank USSD code (*737#) makes it easy for customers to bank on the go. You can buy airtime with the code, buy data, transfer funds, pay bills, and more.
This section will focus on how to borrow money from GTB with USSD.
The GTB loans available on USSD are:
The code to borrow money from GTBank is *737*51*51# for GT Quick Credit and *737*8*2# for GT Salary Advance.
Follow the simple steps below to borrow money from GTB with USSD:
But it’s not enough to know how to borrow money from GTB with USSD—you must also understand how to strengthen your loan application.
A strong loan application guarantees approval. In the next section, we will explore the complete process involved in your GTB loan application.
Also read: GTBank is Set to Raise $750 Million to Meet New CBN’s Capital Requirement
Taking a loan goes beyond dialling the loan code or filling out the application form—it is important to understand the entire process.
Preparing well and understanding how to respond to the application questions will greatly boost your chances of securing the loan.
In the previous section, we revealed how to borrow money from GTB with USSD. Those were just the simple steps.
Now, let’s dive into the main step-by-step guide. We will fully explore how to borrow money from GTB with USSD—from preparation to submission.
It is important to check your eligibility before you borrow money from GTB with USSD.
The eligibility requirements for GTB Quick Credit include:
The eligibility requirements for GT Salary Advance include:
Before you borrow money from GTB, it is important to understand and agree with the loan terms and conditions.
Some of the terms for GTB Quick Credit are:
To read the complete terms and conditions for GTB’s Quick Loan, click here.
GTB may ask you to submit some documents to facilitate your loan application process.
The paperwork for quick loans is usually minimal. All you need are:
Finally, ensure you have an active phone number linked to your GTB account. Your mobile network should be stable, to avoid disruptions.
The next and final step is to make your loan application.
The code to borrow from GTBank is *737*51*51# for Quick Credit, and *737*8*2# for Salary Advance.
Here is how to borrow money from GTB with USSD:
GTB will transfer the funds to your account once they approve your loan application. This should only take a few minutes.
If you encounter challenges during your loan application, call or text GT Connect at +2342014480000.
Also read: USSD codes for GTB, FCMB, UBA, Access and Fidelity Bank
GTB loans are gaining popularity among customers.
Some of the advantages of the GTB loans include:
Here are solutions to some common challenges that Nigerians usually face while trying to borrow money from GTBank:
The code to borrow money from GTBank in Nigeria is as follows:
If you dial the code to borrow money From GTBank and you get an error message stating “You are yet to be prequalified…,” your options are to:
Borrowing money on the GTBank app is as easy as USSD.
Download the GTB app, register and follow the loan application process:
Like with USSD, only Quick Credit and Salary Advance are available on the GTBank App.
No GTB loan is available to customers without an active GTB salary account. All GTB loans require customers to have salary accounts domiciled with the Bank.
The code to borrow money from GTBank in Nigeria is *737*51*51# for Quick Credit and *737*8*2# for Salary Advance. Dial the code from the number connected to your GTB account and follow the prompts.
To check your GTB loan eligibility, visit the GTB loans page and click on your preferred loan type. The prompt will display your eligibility and other necessary information.
It is easy to pay back the GTB Quick Credit loan. The fixed sum will be deducted from your account every month, so long as there is money in that account.
The max loan amount for GTB loan is ₦150 Million, available on GT Mortgage.
So whether it’s a vehicle, home, or a family emergency, GT’s quick loans are always available for customers.
And if you have yet to open a GTB account, the process is easy and convenient.
Open a salary account with GTBank today to start accessing easy loans.
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