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Want to know how to borrow money from UBA Bank using USSD code to fund your business or to support your personal goals? Keep on reading.
This is one of the giant financial institutions in Africa, having a whole collection of loan products to meet the different needs of the customers.
Be it business expansion, renovation of your house, or your children’s education fees, UBA Loans are here to help you out with flexible repayment options and very competitive interest rates.
This article will also give a rundown of how to borrow from the UBA Bank through the USSD code, and what code can i use to borrow money from Uba. Let’s get started!
Also read – How to Qualify for a UBA Loan Online 2024
Before discussing the USSD code to borrow money from UBA, here is an overview of UBA loan.
Uba loans are just one among many other loan products issued by the United Bank for Africa, which is one of the most notable banks in Africa.
They offer financing solutions to very different kinds of needs, like personal and business needs.
UBA Loans offers a bouquet of products that comes with flexible repayment terms and competitive interest rates.
Loan products offered include personal loans, salary advance loans, education loans, asset finance loans, and SME loans, among others.
In case of business expansion, house renovations, children’s education, or emergency case, think of a UBA loan.
UBA loan provides you with quick and hassle-free access to finance to meet all your plans and financial objectives.
Also read – UBA Enhances Mobile App, Introduces Transaction Dispute Feature
Wondering which UBA loan is right for you? Here’s a list of UBA’s loan offerings:
The You can borrow as much as N30 million with the UBA Personal Loan.
This loan has a flexible repayment tenor of up to 48 months at a very competitive interest rate.
The UBA Personal Loan is for salary earners who would want to meet their financial needs and live their life dreams.
You can use this loan for several purposes: coverage of medical bills, home improvement, giving your side hustle a small boost, payment for a course, and so much more!
More features of the UBA Personal Loan include:
Requirements for UBA Personal Loan
The UBA personal loan direct provides up to N10 million Naira in funds for salary earners who do not own a UBA account.
Some benefits of the loan are:
Requirements for UBA Personal Loan Direct
UBA Senior Citizen Loan targets pensioners aged 55 – 70 years in Nigeria.
Under this loan facility, pensioners can get a loan of as high as N10,000,000 from UBA.
Some Features & benefits of the UBA senior Citizen loan are:
Requirements UBA Seniors Citizen Loan for Pensioners
The UBA Asset finance loan products are designed to enable you to borrow money for the purchase of household appliances, alternative power solutions, smartphones, furniture, laptops, invertebrates, generators, and much more.
The UBA Asset Finance loan tenor is 24 months.
Some of the Benefits of The UBA Asset Finance Loan are:
Requirements for UBA Asset Finance
Also read – UBA Confident in Meeting N500 Billion Capital Base Requirement – CFO
This is a unique loan product that lets customers get a Naira loan with their FX deposits.
Some of the features and benefits of UBA FX Cash-Backed Loan include:
Eligibility and Requirements for UBA FX Cash-Backed Loan
The UBA auto loan will enable you to buy your first car or even upgrade to a higher model.
You can buy the following brands of cars using the UBA auto loan: Toyota, Honda, Mitsubishi, Hyundai, Mercedes, Nissan, Ford, Suzuki, Kia, Volkswagen.
Among the various features and benefits that come with the auto loan by UBA include:
The following are the requirements for UBA Auto Loan:
The code to borrow money from uba account is *919*28# and one thing that makes this code as great and accessible as possible is the fact that you can dial it from any mobile network in Nigeria.
Also read – Zenith Bank, First Bank, and UBA Join Zone’s Decentralized Payment Network
Before you can know how to borrow money from uba bank using ussd code, you need to be registered for the service first.
To know how to borrow money from uba bank using ussd code following these steps:
You are supposed to ensure that you are a customer of the bank to access the UBA loan. The loan is only available to customers of the bank.
You will need to connect the mobile number you would be using for your loan to your bank account. Many times, it is the number you used in opening the account that gives you access to the loans.
Dial 919*28#, and ensure you follow the prompts. You are surely going to get a loan with the UBA loan code.
Also read – Latest Ways to Link NIN with your Major Bank Account 2024
UBA offers a wide range of loan products. From personal to business loans. UBA loan interest rates range from 19% to 30% per annum.
You can easily repay by having enough money in your account to refund, and UBA, will deduct it all automatically on the due date.
After that, you will receive a notification (SMS and/or Email) confirming your loan repayment.
You can clear your loan and then use the USSD code to borrow money from UBA to get another loan.
You can check your eligibility for loans with UBA Bank by simply dialing the code 919*28#.
The code to borrow a loan from UBA is 919*28#. Just dial the code and follow the promptings to apply for a loan.
You can get a UBA loan without collateral by applying for their Uba personal loan direct. These loans are designed to meet short-term financing needs and do not require any collateral.
You can check the balance of your UBA loan by dialing 919*28# and following the voice prompt.
Knowing how to borrow from UBA Bank using USSD code may be a viable option when there is no internet connectivity.
UBA is reputed to have the best interest rates, very affordable and flexible payback periods.
This notwithstanding, as with every loan, take your time read terms and conditions and only borrow what you can pay back.
It is also very essential to read and understand the terms and conditions of the loan agreement prior to applying a loan.
UBA Loan Code: How to Borrow Money from UBA Bank in 2024
How to Borrow Money from UBA Bank App & USSD Code
How to Register and Activate UBA USSD Code for Mobile
How to Qualify for a UBA Loan Online 2024
UBA Enhances Mobile App, Introduces Transaction Dispute Feature
UBA Confident in Meeting N500 Billion Capital Base Requirement – CFO
Zenith Bank, First Bank, and UBA Join Zone’s Decentralized Payment Network