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NCBA Issues M-Shwari Loan Limit Fraud Warning to Millions of Kenyan Users
NCBA has just warned millions of Kenyans using M-Shwari to be very careful about scammers pretending they can increase their M-Shwari loan limit. These fraudsters are lying when they say they can “unlock” or “boost” your loan limit. The truth is, no one outside of NCBA can change your M-Shwari loan limit.
M-Shwari is a mobile banking service run by NCBA Bank and Safaricom through M-Pesa, and it works by giving users loans and a place to save money on their phones. Recently, NCBA noticed more people telling them about fraudsters who promise to raise their M-Shwari loan limit if they pay some money. But NCBA wants to make it clear that M-Shwari loan limits are set only by their internal system, and no one else has the power to change these limits.
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If you’ve used M-Shwari before, you probably know your loan limit changes sometimes. This is normal and depends on how you use the service. NCBA looks at things like how much you borrow, how quickly you pay back your loans, how often you save money, and your credit history. The better you manage these, the more likely your loan limit will increase. So the real way to get a higher M-Shwari loan limit is to borrow responsibly, repay on time, save regularly, and keep a good credit record.
If someone asks you to pay them to boost your limit or promises to “fix” your loan limit, don’t trust them. This is a scam, and you could lose your money. Even worse, you might give these fraudsters personal details that they can use to steal from you in other ways.
NCBA advises everyone to use only official contact points for help with M-Shwari. You can call Safaricom on 100 or 200 or reach NCBA on 0711 036 444 or 0732 156 444. You can also check M-Shwari’s real social media pages: M-Shwari Official on Facebook and @MShwariOfficial on X (formerly Twitter).
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Scams like these are becoming more common and smarter, mixing quick money moves with convincing talk to trick people fast. That’s why NCBA’s M-Shwari loan limit fraud warning is so important. The safest way to handle your M-Shwari loan limit is to follow the official rules and avoid shortcuts that sound too good to be true.
NCBA issues M-Shwari loan limit fraud warning for your safety. No one outside NCBA can change your M-Shwari loan limit. To grow your loan limit the right way, keep borrowing responsibly, paying on time, saving often, and maintaining a clean credit record. Ignore anyone promising to increase your loan limit quickly or for a fee. Use only the official M-Shwari channels for help. This is the best way to keep your money safe and enjoy M-Shwari without worries.
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