15 Online Jobs in Kenya That Pay Through Mpesa

MPESA enjoys a 98.8% mobile money penetration rate in Kenya, according to the Communications Authority (CA) of Kenya. That is everyone owning a cell phone uses MPESA, and that is why online jobs in Kenya are being paid via Mesa.

Receiving your money via M-Pesa eliminates the hassles and waits associated with other money transfer systems. So how do I earn money online using M-Pesa? We have put together a guide on the online job opportunities in kenya that pay using mpesa.

M-Pesa has been at the heart of the change, providing a secure and convenient payment method directly to mobile devices. This has facilitated the ease of access to online work, making it possible for freelancers and remote staff to be paid conveniently.

Whether you’re seeking extra income or pursuing a full-time career, online jobs paying through M-Pesa have become a popular and attractive option for many in Kenya. We’ll look at the best online jobs in Kenya that pay through mpesa. Let’s get into it!

15 Online Jobs in Kenya That Pay Through Mpesa

Below are the best online jobs in Kenya that pay through M-Pesa — real gigs that thousands of Kenyans are using to make money online today.

1. Data Entry

Data entry is often the starting point for most Kenyans working online. It’s one of the easiest online jobs in Kenya that pay through M-Pesa, especially for beginners.

What You’ll Be Doing

Basically, you’ll be typing information from one location to another—think entering customer data from scanned documents into Excel, categorizing emails into a spreadsheet, or prepping data for reporting. Some jobs even include little data scrubbing and sorting.

Skills Needed

Typing speed & accuracy (at least 40 WPM)
Attention to detail
Basic Excel or Google Sheets proficiency
Patience, as it can be repetitive

Potential Earnings: You earn Ksh 300–700 an hour, and since most of the clients are locals, they pay directly through M-Pesa.

2. Transcription

Transcription is another growing opportunity for remote workers in Kenya. It’s among the best online jobs in Kenya that pay through M-Pesa, especially if you’re good at English and have a decent typing speed.

What the Job Is About

You’ll listen to audio recordings—such as meetings, interviews, or podcasts—and write out what you hear. Sounds simple? It’s not. You need to have laser-sharp concentration.

Skills You Need

Great listening skills
Grammar and punctuation expertise
Quick typing skills
Patience—an hour of audio can take 4-6 hours to transcribe

Potential Earnings: The majority of platforms pay $0.30 to $1.10 per audio minute, making Ksh 15,000–40,000+ per month very possible. And yes, some transcription platforms provide M-Pesa withdrawal facilities via Payoneer or Wise.

3. Typing Jobs

Typing jobs are a close cousin of data entry, but more focused on converting handwritten or scanned documents into editable formats. These are simple online jobs in Kenya that pay through M-Pesa daily, especially when working with local clients.

What You’ll Do

You might be hired to type handwritten notes for a teacher, convert field notes into Word documents, or retype blurry PDFs into clean digital files.

Skills Needed

Fast typing speed
Skill to read different handwritings
Word/Google Docs formatting skills

Potential Earnings: You can charge Ksh 50–150 per page, and if you’re a fast typist, it adds up fast.

4. Content Writing

Content writing is among the most paying online jobs in Kenya that pay via M-Pesa. Brands require content writers for blogs, social media, websites, emails—name them.

What You’ll Be Writing

You may blog about fashion, technology gadgets, business tips, parenting, or product reviews. Others will pay you to write for their blogs or ghostwrite articles.

Skills Needed

Good English grammar
Minimum SEO skills
Creative thinking
Flexibility in tone of writing

Potential Earnings: You earn between Ksh 1 and Ksh 15 per word, depending on experience. A 1,000-word article will make you Ksh 1,000 to Ksh 15,000. Most Kenyan clients send payment via M-Pesa.

Also Read – 10 Places You Can Get Remote Tech Jobs and Earn in USD as a Nigerian

5. Online Research

Do you enjoy Googling things and information categorization? Online research is one of the best-kept secrets of online jobs in Kenya paid through M-Pesa.

What the Job Entails

You’ll be gathering information for businesses, students, or researchers. For example:

Compiling a list of influencers in Nairobi
Researching hashtags for a brand campaign
Finding suppliers for a product
Gathering academic references for a thesis

Skills Needed

Advanced Google search techniques
Critical thinking
Basic spreadsheet skills
Detail orientation and persistence

Potential Earnings: Research jobs often pay Ksh 500–2,000+ per hour. Many clients are Kenyan entrepreneurs who pay via M-Pesa for faster turnaround.

6. Typesetting & Formatting

Not many people talk about typesetting, but it’s one of those online jobs in Kenya that pay through M-Pesa which quietly pays well—especially when working with students and professionals.

What You’ll Be Doing

This is not typing. The words are already written. Your job is to take a messy document—maybe a thesis, a report, or a manuscript—and make it look sharp, clean, and professional. Think of:

Making headings, line spacing, and fonts consistent
Including a clickable table of contents
Setting up proper margins, headers, and footers
Reformatting documents in academic formats (APA, MLA)
Preparing a book for eBook formatting
Many people hate formatting, and that’s where you come in as the hero.

Skills You Need

Learning MS Word (Styles, section breaks, TOC tools)
Eagle eye for detail
Academic formatting knowledge (APA 7, MLA, etc.)

Potential Earnings: You can make between Ksh 1,000–5,000+ per project, depending on length and complexity. And yes, this is one of those online jobs in Kenya that remit through M-Pesa daily when working with local clients.

7. Proofreading & Editing

Writers write, editors are perfect. If you love grammar and flow, proofreading is one of the best online jobs in Kenya that are paid through M-Pesa.

What’s the Job?

Proofreading: Identify and fix typos, grammatical errors, and punctuation errors
Copyediting: Refine sentence flow, tone, and clarity

Clients are bloggers and students, businesses and authors.

Skills Needed

Good grammar skills
Excellent written English
Patience (you’ll be reading slowly and carefully)

Tools like Grammarly Premium may prove handy—but the choice is yours

Potential Earnings: For proofreading, you can earn between Ksh 0.5 and Ksh 1 per word. For detailed editing, you are remunerated Ksh 2–5 per word. That’s up to Ksh 5,000 for a high-paying project—all paid via M-Pesa.

8. Photo Editing

In a visual world, photo editing is now one of the most creative online ventures in Kenya that pay through M-Pesa. You don’t need to be a photographer—just an eye for detail and editing ability.

What You’ll Do

Remove backgrounds from online stores
Retouch LinkedIn or Instagram headshots
Balance brightness, contrast, and colors
Merge multiple images together into composite pictures

Skills You Need

Good knowledge of software like Photoshop, Lightroom, or free alternatives like Photopea
An aesthetic and detail eye
Capability to adhere to client style choices

Potential Earnings: Based on complexity, you earn Ksh 100–2,000 per picture. It’s a quick microservice model that suits online work in Kenya paid through M-Pesa daily.

9. File Conversion

You’d be surprised how many people struggle with converting files. But if you know PDFs, JPGs, and Word docs, file conversion can be a goldmine—making one of the easiest online jobs in Kenya that pay through M-Pesa.

What You’ll Do

Convert PDF to Word or Excel
Combine multiple images into a single PDF
Convert audio or video files from one format to another
Help with bulk conversions with tools that other people don’t know about

Skills You Need

Tools knowledge (SmallPDF, iLovePDF, Adobe Acrobat, Zamzar)

Potential Earnings: Ksh 100–500 per task, but the quantity comes in. And most of the local clients will need to pay using M-Pesa, so this is one of the online jobs in Kenya that pay through M-Pesa daily.

Small businesses and brands know they need social media to grow but do not have knowledge on how to do it. That’s where you come in. Social media management is one of the most profitable online careers in Kenya paid through M-Pesa, and if you’re already active on IG, TikTok, or Facebook.

What You’ll Be Doing

Design basic graphics on Canva
Write and schedule posts
Respond to comments and DMs
Analyzing engagement and tweaking strategy

Skills Needed

Experience on social media platforms (Instagram, TikTok, Twitter/X, Facebook)
Creative thinking of content
Basic graphic design on Canva
Communication and customer relation skills

Potential Earnings: Social media managers make Ksh 15,000–50,000+ per month depending on level. It’s one of the best-paid online jobs in Kenya that pay through M-Pesa consistently and reliably.

Also Read – 15 Tech Remote Jobs In Nigeria

11. Logo & Graphic Design

Every new business needs a logo. Every gathering needs a poster. So does every social media campaign needs graphics. Design is a skill always in need.

What the Job Involves:

Logo Design: Crafting the necessary visual representation of a company.

Brand Identity: Developing an entire package with a logo, color palette, and type choices.

Marketing Materials: Creating flyers, banners, social media posts, and infographics.

Skills You Need

Creativity Skills
Design Software Skill
Communication Skill

Potential Earnings: A simple logo would be Ksh 2,500 – Ksh 10,000. A full brand identity package can range from KSh 20,000 and above.

12. Web Development & Design

To operate in 2025 business and not have a website is a virtual impossibility. This has created a vast market for people capable of making professional, functional websites.

What the Job Involve

Web Design: Focusing on what the site looks and feels like (the User Interface or UI) and how it works (the User Experience or UX).
Web Development: Coding and building the site.

Key Insight: You don’t need to be a hard-core coder to get started! Platforms like WordPress, Squarespace, and Wix allow you to build stunning sites with minimal to no code, creating an enormous platform for “website designers” who aren’t necessarily “developers.”

Skills You Need

For Designers: An eye for design, UI/UX skills, and familiarity with tools like WordPress page builders (Elementor, Divi) or Figma for mockup.
For Developers: Proficiency in languages like HTML, CSS, JavaScript, and PHP.

Potential Earnings: It is a lucrative skill. One website project can get you paid Ksh 30,000 – Ksh 100,000+, directly to your account.

Also Read – 10 Best Tech Sales Jobs in Nigeria

13. Affiliate Marketing

In today’s digital economy where everybody is online and brands are in need of buyers, one of the most diverse and best online Kenya jobs that get paid through M-Pesa is affiliate marketing. It’s just matching a product with the correct buyer — making money off the commission without needing to own the product.

What the Job Involves

It’s not placing haphazard links. You really get paid for:

Selling Jumia or Kilimall products on WhatsApp or TikTok and getting paid a commission per sale.

Sending new clients to betting platforms like Odibets, Betika, or Mozzart and getting rewarded by the use of affiliate links.

Creating a blog or YouTube review of apps, services, or products and inserting affiliate links in your content.

Redirecting traffic to websites abroad like Amazon, Bluehost, or Fiverr (then withdrawing via Payoneer to M-Pesa).

Skills You Need

Digital Marketing Skills
Content Creation
Consistency

Potential Earnings: Commission varies. You can earn Ksh 50 to Ksh 1,000+ per sale. If you send 20 buyers a day, you could earn Ksh 30,000+ per month — all on your phone.

14. Forex Trading

Forex trading is no longer the domain of bankers in suits. Nowadays, in Kenya, all it takes is a smartphone and internet connection to start trading currencies and making huge amounts of money — or losing everything. It’s dangerous, but do it right, and it is one of the most profitable online jobs in Kenya that pay through M-Pesa.

What the Job Involves

You make a living predicting how currency pairs (e.g., USD/KES or EUR/USD) will move. You can profit from:

Bidding low and selling high (or vice versa).
Applying leverage to speed up small trades.
Mimicking professional traders through social trading platforms.

Skills You Need

Market Analysis
Risk Management: Without this, one bad trade will wipe out your account.
Patience and Discipline: Avoid chasing quick money — it’s a marathon, not a dash.

Potential Earnings: High risk, high reward. There are Kenyans who flip Ksh 5,000 to Ksh 50,000 within a week, but there are others who lose everything. Treat it as a skill — not gambling.

15. Flipping Websites

Just like house and land flipping, website flipping is the process of buying undervalued websites, improving them, and reselling for a profit. This is a Kenya online opportunity that is gaining traction, especially among internet entrepreneurs and young people with a technical bent.

What the Job Involves:

You make money by:

Buying cheap sites (with traffic or potential) on websites like Flippa.com.
Improving their design, content, or SEO.
Reselling them for a higher price within 1–6 months.

Others build straightforward blogs, advertise with affiliate links or ads, then resell.

Skills You Need

WordPress or Blogger familiarity.
Good SEO & Content Strategy
Marketing Skills
An Eye for Potential

Potential Earnings: Buy for Ksh 5,000, restore and sell for Ksh 15,000–50,000. Others earn Ksh 100,000+ per month from operating multiple websites.

Benefits of Online Jobs in Kenya That Pay Through M-Pesa Daily

M-Pesa has several advantages for individuals looking for online jobs in Kenya. The convenience of receiving money on your mobile phone means employees don’t need a standard bank account.

Immediate, secure, and convenient payment allows M-Pesa to be the payment method most demanded by freelancers.

As extensively distributed in Kenya, M-Pesa ensures people even in rural areas have access to online opportunities without being restrained by traditional banking infrastructure.

Global Payment Gateways Having M-Pesa Withdrawal Facilities

Although the simplest method to get paid through M-Pesa is through Kenyan clients, that may not always be feasible. That does not necessarily restrict you, however. Several international payment gateways permit users to withdraw or transfer money through M-Pesa.

The following are the most used ones:

Wise: It is a UK-based fintech company formerly known as TransferWise. The company offers secure, fast, and low-cost money transfers from the United Kingdom to other countries, such as Kenya. The company uses the exchange rate as per Reuters to exchange various currencies into Kenya Shillings that can be withdrawn via M-Pesa.

WorldRemit: It is a borderless online payment service provider that facilitates remittance and global money transfer in more than 70 currencies and across more than 130 countries. The company acquired SendWave, a peer fintech company, in 2021.

PayPal: This was among the earliest cross-border payment systems to include M-Pesa. The service allows Kenyan clients to transfer funds from their PayPal accounts to their M-Pesa accounts in near-instant transactions.

Xoom: The internet-based money transfer company offers people the platform to send money from Canada and the United States to more than 131 countries. The service offers money sending for users such that it can be picked up at Kenyan banks’ pick-up stations as well as deposited into the recipient’s M-Pesa mobile wallets.

Skrill: It’s one of the most popular payment systems known to online employees. The Skrill to M-Pesa facility is fast and reasonably charged. It also allows two-way payments, where the user can send money to M-Pesa and back again.

Final Thoughts

These 15 online jobs that pay through M-Pesa bring in steady income from the comfort of your home.

Whether you’re looking for online jobs in Kenya that pay through M-Pesa daily or want to grow a long-term freelance career, there’s something for everyone — from writers to designers, researchers to marketers.

Get started today. Pick a skill. Practice it. Package it. And get paid directly to your phone.

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Frequently Asked Questions

Are there legit online jobs in Kenya that don’t require capital to start?

Yes. There is no capital involved in opportunities like data entry, online surveys, affiliate marketing, and content writing. You require the internet and your time.

How can I avoid being scammed when searching for online opportunities in Kenya?

Never deal with any website or agent that demands you to pay registration fees. Register with reputable platforms like Upwork, Fiverr, and Jumia KOL, and always do background checks before engaging.

Can Kenyan students work online and earn money through M-Pesa?

Yes. Many students in Kenya earn money online while learning through online writing, transcription, online surveys, and affiliate marketing. One can easily receive little or large payments at any moment using M-Pesa.