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How to use MTN MoMo in South Africa 2024

By Oluchukwu Ikemefuna

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MTN MoMo South Africa is an amazing mobile money service that lets you do so much with just your phone. You can keep your money safe, send and receive payments, make purchases, and do all sorts of financial stuff. It’s super quick, easy to use, really helpful, and won’t break the bank. The best part is, it’s not only available in South Africa but in other African countries too. 

MTN is thrilled about this, and they’re making MoMo accessible to everyone. You can access it through USSD functionality by dialing *120*151# (MTN customers can dial *151# for free) or by downloading the app from the Google Play Store or Apple App Store. They’re aiming to have it all set up by January 30, 2020. 

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MTN MoMo South Africa 

According to MTN SA CEO, Mr. Godfrey Motsa, the introduction of this mobile money service is a big step for MTN. It shows how financial services and mobile technology are coming together. Mr. Motsa mentioned that they carefully chose the best technology, and MoMo will be running on the Ericsson Converged Wallet. He’s really excited about partnering with them across the group.


To use MTN MoMo South Africa, you’ll have a digital wallet linked to your MTN mobile phone number. First, make sure you have an active MTN Mobile Money account. Then, dial *120*151# and follow the instructions on the screen to get started. You can also visit the MTN website or reach out to a local MTN Mobile Money representative for more information about the services available in your country. 

Advantages of Having A MoMo Account

1. Money Transfers: You can send money to friends, family, or anyone with an MTN MoMo account using just their mobile phone number.

2. Airtime and Data Purchase: With MoMo, you can easily buy airtime and data bundles for yourself or others directly from your mobile wallet.

3. Bill Payments: Paying bills has never been easier! You can use MoMo to settle your utility bills, such as electricity, water, and more.

4. Merchant Payments: MoMo allows you to make purchases at participating merchants by simply scanning a QR code or entering a merchant code.

5. Cash Withdrawals: Need cash? You can withdraw money from your MoMo wallet at authorized agents or ATMs.

6. Savings and Investments: MoMo offers savings and investment options, allowing you to grow your money and achieve your financial goals.

These are just a few of the fantastic features you can enjoy with MTN MoMo South Africa. It’s all about making your financial transactions quick, secure, and hassle-free.

What are some common ways to utilise MoMo?

There are many ways to make the most of MoMo. Here are some common options:

– Receive and save money in your MoMo account

– Send money to any MTN MoMo subscriber.

– Send airtime to customers of other mobile networks.

– Make cash withdrawals at locations that accept MTN MoMo.

– Pay bills conveniently 

– Purchase and pay for insurance.

– Distribute funds for employee compensation, travel expenses, tuition, and more.

How to check MTN Mobile Money  Balance

To check your MTN mobile money account balance, there are a few ways you can do it. For the best experience, you can download the MTN MoMo app. It’s packed with useful features, including balance checking and interest rate information. Plus, it offers a user-friendly interface for managing all your MTN mobile services.

If you prefer using USSD, simply dial *120*151# for MTN MoMo South Africa. This code can be used for all your MoMo transactions in South Africa. Just follow the prompts on the screen, and you’re good to go!

Both options make it super easy to keep track of your MoMo account. 

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Abdullahi Kafayat
Abdullahi Kafayat

Abdullahi Kafayat is an enthusiastic writer interested in the tech world. She's a graduate of Obafemi Awolowo University and has a BSc in Chemistry. You can reach her at Kafayatabdullahi17@gmail.com.

Articles: 391

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