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How to Apply for Tiger Credit Loan

By Oluchukwu Ikemefuna

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Are you about to take the Tiger credit loan but are unsure about the intricacies? This guide aims to demystify every confusion surrounding the Tiger credit loan app and equip you with the requisite knowledge about your next Tiger credit loan application.

Not only will this guide provide you with a comprehensive overview of the Tiger credit loan application, it will also offer a detailed analysis and critique of the Tiger credit loan. You will be armed with information that can inform your choice about opting for a loan from the Tiger credit loan app.

Despite having received approval from the FCCPC (Federal Competition and Consumer Protection Commission), this app is one of the best-known loan sharks in Nigeria. You might want to evaluate your options before opting for this app. In this exhaustive piece, we will cover all you need to know about the Tiger credit loan app, Tiger credit loan application, advantages of the app, a critical review of the app, and user reviews. Keep up as we delve into the topic in detail.

What about the Tiger Loan App?

The Tiger credit loan app is a digital lending app, and as the name implies, it offers loans. Hollandale Nigeria Limited, which also owns KKcash and EasyCash, is the owner of this app. The Tiger loan app company is located at 84 Adeniran Ogunsanya St, Surulere 101241, Lagos. The website is tigercreditapp.com

Also read: 8 Illegal Digital Loan Companies in Nigeria You Should Avoid 2024

On it’s page, this app promises a minimum loan amount of N20, 000 (twenty thousand Naira) and a maximum loan amount of N500, 000 (five hundred thousand Naira). Here are some of the features of the Tiger credit loan app, as stated by the description of the app on the Google Play Store.


  • The Tiger credit loan app offers a maximum loan of N500,000.
  • It offers a minimum loan of N20,000
  • It has a minimum loan term of 91 days that includes renewal.
  • It has a maximum loan term of 180 days, which also includes renewal.
  • Annual Percentage Rate (APR): The maximum interest rate is 35%.
  • It claims there will be no other fee and is absolutely free of hidden charges.
  • Applicants must meet an age criterion of between the ages of 18 and 60.

How to Apply for a Tiger Credit Loan

It is common knowledge that for you to make use of any mobile application, you need to have it installed on your device. So, if you intend to take a loan but have yet to install the app on your device, follow these steps:

  • Make sure there is at least about 1GB of free storage space on your device before initiating these steps.
  • Navigate to the Google Playstore.
  • Search for “Tiger Loan App” in the search bar.
  • It will display a list of options for you. Click on the Tiger Loan app.
  • On the next page, check the installation requirements to see if your device meets the hardware requirements for installing the app.
  • Once you are sure your device meets the hardware requirements, proceed with the download. It will automatically install once it’s done downloading, since you are installing from the Google Play Store.

Now that you have the app on your device, follow these steps to apply for a loan.

  • Step one is to download the app, which you have previously done
  • The next step is to register or log in with your mobile number.
  • Fill out the information forms as required.
  • Select your loan amount and loan terms
  • Click on submit
  • The loan amount will be disbursed to your account as soon as your application has been approved.

Also read: Top 10 Online Banking Apps in Nigeria 2024

Advantages of the Tiger Credit Loan App as Claimed on Its Official Website

As stated on the official website of this loan app, here are some of the advantages of the app:

  1. High Approval Rate: It is stated that the approval rate is very high and that everyone who meets the basic requirements has a high tendency to get a loan.
  2. Fast Review Process: It is stated that loan approval is within 1-3 minutes of the application. A seemingly expeditious process.
  3. Easy and Minimal Documentation: It is stated that the application for a loan is easy, as only a few documents are required to process one’s application for a loan.
  4. Collateral-Free: It is stated that there is no collateral required to obtain a loan, as loans are given based on the applicant’s’ credit history.

These are the advantages presented on the official page, but is the Tiger credit loan app really worth it? In the subsequent section, we will delve into a critical review of the Tiger credit loan app. Moreover, we will present the reviews submitted by users.

Critical Review of the Tiger Credit Loan App

Is the Tiger Credit Loan app a legit app? Because the Federal Competition and Consumer Protection Commission (FCCPC) approved it, you can say that it is legal. However, this app is allegedly notorious for dubious and shady practices.

First of all, the claims on its official page seem not to align with the services it offers. On its page, it claims to offer a minimum loan of N20,000 and a maximum loan of N500,000. But the user feedback contradicts that claim. It allegedly only offers small loans. That seems like a red flag, as it is misleading.

Moreover, there are serious complaints about how the app preys on users’ curiosity to forcefully push a loan on them. It does that by crediting users the moment they click to review how much loan they can get. This is criminal in nature, as loans shouldn’t be forced on people. Not only that, but users have to pay back the loan in a limited time with an exorbitant interest rate attached. See an excerpt from Jamie Hopkins’ review below

Jamie Hopkins’ Review

Tiger Credit charges about 50% in loan interest and wants you to pay back within 6 days. In addition to the interest rate, if you default on this loan, Tiger Credit will add approximately 10% interest each day you fail to pay back. Now, that’s predatory.

This lender’s app also has the reputation of forcing a loan on people who do not need it so that Tiger Credit gets to prey on your funds.

Let’s see examples. If you borrow 19,200 naira, you’ll have to pay back 30,000 naira in 7 days. What Tiger Credit loan does is that you’ll be credited for just clicking to review how much loan you can get.

Now, another major problem with Tiger Credit is that the app will display a loan amount of 30,000 naira. However, when you apply for this loan, Tiger Credit will disburse only N19,200 naira to pay back 30,000 naira in 6 days. Anyone would be upset by this practice, and it’s unfair to borrowers. For every overdue day, you’ll be charged an additional 1,500 naira—this is extremely predatory.

Other Alleged Charges Against the Tiger Credit Loan App

Users define this app as a loan shark. They also complain about how this loan app reaches out to users before their loan terms are due and sends unprofessional messages.

Moreover, this loan app allegedly does not take into consideration other factors that might affect loan disbursement. It is said that the loan amount you applied for is displayed on your dashboard the moment they disburse the loan to you, even if your bank confirms the transaction didn’t go through.

In the next section, we will examine what users are saying based on the reviews on the Google Play Store.

Also read: Update on How to Apply for Federal Government Student Loan in Nigeria

What Users Are Saying

“Don’t use this people they are not offering you any help at all… They have 5k for 7 days and want to collect 3500 as interest, and without my consent they just credited my account…. There app is even the worstest have any used … This people are totally a scam, don’t consider them at all.

“Loan amount is 4100 naira, and you guys credited 2,665 naira to my account to repay, 4,387 naira, you people must be joking, I’ve reverse the 2,665 naira to you people I’m not going to pay any other money as I didn’t hold your money more than 1hr before reversal, and beside I didn’t approve the loan, I was just checking out the app interface and boom I received a loan, I’ve uninstalled your app also. Email me if you need a screenshot of everything.” As of the time of crafting this piece, 36 people found this review helpful.

Very helpful in times of urgency. And its really fast when you pay before its due, this application is not complicated. Thank you very much for the help, I hope you will be more successful. The application is easy, easy to submit, and the disbursement is fast. The features are easy to understand, as well as the limit can also be added. There are also many times when the payment is due and the limit is higher. If you make the payment and you have made a payment at the right time, then it can also increase the limit automatically.” As of the time of crafting this piece, 29 people found this review helpful.

What More Users Are Saying

Very bad. This app is used to scam people. They disbursed loans without asking how much is to be borrowed and without showing the rates on their loans. Then they threatened to spoil my name when the loan had not fallen due. This is a scam app. I believe the attractive reviews in the review sections are from people who have stakes in this scamming business.

“This app is scam. They showed me 19900 to pay back 21293 but my account was credited 12935. For ur information, I’m only going to refund the exact amount u sent to my account and the interest of 1393 which in total is 14328 on due date. Useless app.

“The loan is fast. It is easy and I’m enjoying using it. however, the days are short and the interest is too high.”


If you have come this far, you should be well-equipped with the knowledge required to navigate your next Tiger credit loan application. Also, you have enough information to decide whether the loan is meant for you or not. Both the advantages and disadvantages have been provided. One thing is certain, though: despite all of the shadiness of this app, they still offer loans to users. It is totally up to you to decide whether you want to explore this loan option or not. Check out the disclaimer below.

Disclaimer: The information presented in this piece is not based on personal opinion. Moreover, they are not presented with the aim of damaging the reputation of any business. Rather, they are offered for the purpose of education and information. So, user discretion is strictly advised. Whether you want to use the Tiger credit loan app or not is totally up to you. The purpose of this piece is to arm you with all you need to know about the loan option.

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Oluwajuwon Oladiti
Oluwajuwon Oladiti

Oladiti Oluwajuwon is an ardent reader and a voracious writer who is passionate about informing the public with first-hand, authentic information. His writing expertise has spanned over 5+ years, an odyssey that began in 2018. Over the years, he has crafted pieces across multiple domains, including religion, education, politics, and tech. There are two principles at the core of his writing: information must be genuine and accurate, and there is nothing erudite about speaking in terms people don't understand. While maintaining technicality, messages must be passed in a way that resonates with the readers.

Oluwajuwon is also a software engineer who specializes in backend development with Python, and he has an unwavering passion for music, pop genre especially.

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