Enter your email address below and subscribe to our newsletter

Homechoice Loan: How to Access it

By Oluchukwu Ikemefuna

Share your love

Homechoice is an e-commerce platform, where shopping for homeware products becomes a breeze with the Homechoice loan!

Homechoice Loan

The company understands the importance of creating a cozy and stylish home without breaking the bank.

That’s why they offer a wide range of high-quality homeware items, from comfy cushions to elegant tableware, all available at customers’ fingertips.

But that’s not all—they also provide their valued customers with the option to access Homechoice loans for their purchases, allowing them to buy now and pay later in convenient installments.

In this article, we’ll explore how you can easily access the Homechoice loan, Homechoice loan requirements, and the Homechoice loan contact number, and make your dream home a reality, one stylish piece at a time.

HomeChoice Ltd.

Homechoice Ltd. is an authorized financial services and registered credit provider in Cape Town, South Africa, but it is not your usual financial service company as they are an e-commerce platform that sells homeware products and accessories like bedcovers, mattresses, and curtains, among others, for your home.

With Homechoice, you can buy an item online and pay upfront or in installments. You can also apply for credit to purchase their products, all you have to do to get started is open an account here.

You can also download the Homechoice credit app on Google Play to experience a seamless purchasing experience.

Ways to Shop with Homechoice

There are numerous ways to shop with the South African e-commerce platform. 

One way you can shop with Homechoice is by ordering your item online and collecting it at any Homechoice showroom closest to you. There are numerous locations in South Africa.

Another way you can shop with Homechoice is by dialing *134*466324# to place your order.

You can also call an agent at 086 146 6324 to order an item.

Then, when you order a product, you can check the delivery status by clicking on ‘track order’, and you will find the details at the top right corner of the Homechoice website or app.

How much of a Homechoice loan can you qualify for?

 Even though you can get up to R3000 homechoice loan to shop for homewares, the amount of credit you can qualify for personally, depends on your salary and credit record.

Also, it is easier to get your loan approved if you have a good credit score.

Additionally, to check your credit score, you should go right ahead to creditbureau.co.za and follow the prompts on your screen.

How to Open a Homechoice Credit Account

Homechoice is an online e-commerce platform that also offers shopping on credit, but, you need an account to be able to access the credit option of the platform.

Here’s a detailed step to opening a Homechoice credit account:

First, you can click on this link, click on’register’, and follow the prompts on your screen to check your credit score.

After that, you have to indicate the state of your income and expenditures, then send proof of income with the required documents to show that you are over 18 years old and responsible for your income.

The next step is to find out how much you can spend, and then you can start shopping. 

Required Documents to open Homechoice Credit Account

There are certain documents and criteria required for you to open the Homechoice loan credit account.

Here are the documents required to open a Homechoice loan account:

  • If you are employed, Homechoice requires you to submit the latest copy of your bank statement or the latest 3 months of your payslip. Ensure your ID number is visible in all documents.
  • If you are self-employed or a pensioner, Homechoice requires you to submit a handwritten letter including your full name and surname, ID number, physical address, job description, and your salary earnings or pension payout at the end of the month.

How to Submit Proof of Income Document

One of the necessary homechoice loan requirements is your proof of income document, as without this document, your loan will not be approved.

According to homechoice, there are four different ways of submitting your supporting document, and here are the ways:

Upload your documents

You can send the documents for the homechoice loan requirement by uploading them using the platform’s document uploader. 

All you have to do is take a clear picture of your 3 latest payslip, your bank statement or your pension slip, then go to https://www.homechoice.co.za/document-upload, enter your ID or passport number, click on ‘select a file to upload’, insert the pictures taken, and follow the prompts on your screen.

Note: Make sure the pictures of the documents taken, are clear and your ID number is visible on every page. Each file must not be larger than 10MB and must be in jpeg, png, or pdf format.


This is another way to send your documents to Homechoice. It is a very simple process and all you have to do is first scan your documents to your computer.

Ecah file must be 2MB or less in jpg, pdf, or png format and you must be certain your ID number is visible on all documents.

After uploading all documents to your computer, you can attach them to a mail and send a Homechoice loan requirement email to mydocs@homechoice.co.za 


Another way you can submit your documents for the Homechoice loan application is to take a clear picture of your required documents—make sure your ID number is visible on all pictures—and then send it to 071 474 5757 on WhatsApp.

Homechoice Showroom

You can apply for the Homechoice account physically if the online process becomes overwhelming.

All you have to do is go to any Homechoice showroom closest to you, with a copy of your ID, your latest 3-month payslip or bank statement.

When you get to the Showroom, a sales assistant will assist you with the application process.

You can find the nearest showroom close to you by clicking on this link: https://www.homechoice.co.za/showroom 

Homechoice Payment Methods

There are different ways you can pay when you purchase an item from Homechoice. Here are the different payment methods for Homechoice homewares:

You can choose the one-off payment method and use your Visa, Mastercard, OZOW, or ETF card for payments. 

You can also choose the flexible monthly payment option for up to 16 months using payment cards such as Debicheck and Payjustnow.  

Homechoice Loan Contact Number

Homechoice has made it very easy for customers to interact with them, as there are numerous ways you can contact the company. Here are some ways you can contact the company:

Call Me Back

The ‘Call me back’ contact medium enables the company to reach out to you if you want to place an order or have inquiries. 

All you have to do is click on this link https://www.homechoice.co.za/contact-me Click on the option you prefer if you want to make inquiries or place an order.

Insert your cellphone number and ID number, then click on ‘call me back’ or ‘email me’ if you prefer the email option.

Underneath these details on their website, you will also find other contact details, which include their business hours, contact information, ordering details, postal address and physical address in Cape Town.

CellPhone/ Email

You can contact the Homechoice helpdesk for inquiries or to place orders through this number if you are in South Africa: 0861 466 324, if you are outside South Africa, you can dial this number: +27 21 680 1300. 

If you do not want the cellphone choice, then you can send a message to Homechoice via contact@homechoice.co.za

Homechoice Locations

You can contact Homechoice physically by visiting any of their physical locations closest to you. You can check out the addresses of Homechoice showrooms via this link: https://www.homechoice.co.za/showroom  


In conclusion, Homechoice e-commerce platform is your go-to destination for all things homeware.

With their user-friendly interface and flexible payment options, shopping for your home has never been easier.

Whether you’re looking to spruce up your living space with new decor or upgrade your kitchen essentials, they’ve got you covered.

With the Homechoice loan, you can take advantage of their credits and installment plans to shop with confidence and transform your space into the cozy haven you’ve always dreamed of.

If you found this piece useful, kindly drop a nice comment.

Also, visit and follow us on X @SiliconAfriTech, Instagram, @SiliconafricaTech Twitter @siliconafritech for access to other useful contents 

Frequently Asked Questions

How can I manage my allocated Homechoice credit?

You can manage your credit by picking items that are not above your payslip and that you can easily pay back.

Can I increase my Homechoice credit limit?

Yes, you can increase your Homechoice credit limit by always paying your installments on time. This will qualify you for a credit limit increase.

How much Homechoice Credit do I qualify for?

The amount of credit you qualify for, depends on your salary and your credit score. 


How to Qualify for a Home Loan as a First Time Home Buyer

Loan Apps With Low-Interest Rates in Nigeria 2024

How to Apply for Lifeline Loan

How to Use the Standard Bank Home Loan Calculator

Share your love
Peremoboere Numa
Peremoboere Numa

Pere is a versatile SEO writer with a Master's degree in English, who is dedicated to creating engaging and impactful content.

She excels in weaving content that not only informs, enlightens and impacts but but also optimize its online presence to rank on major web sites.

Pere brings a unique blend of linguistic proficiency and SEO knowledge, ensuring that each piece she crafts leave a lasting impact.

Articles: 102

Newsletter Updates

Enter your email address below and subscribe to our newsletter

Stay informed and not overwhelmed, subscribe now!