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Fint Loan: How to Apply and Get it

By Oluchukwu Ikemefuna

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Fint, a tech giant in Nigeria, connects individuals seeking loans with corporate lenders aiming to earn returns. The company’s technology infrastructure assists existing businesses in providing loan access and lending opportunities to their clients.

Fint loan

Fint Company caters to both borrowers and lenders. Borrowers can receive amounts ranging from as little as NGN 20,000 to a maximum threshold of N1,000,000. Business owners seeking this facility can borrow up to NGN 20,000,000.

Also read: DSCR Loan in South Africa: how to Apply

Applying for a Fint Loan

Fint currently does not offer a USSD code or a dedicated mobile application for loan applications. The loan application process is exclusively available through their website. To apply for a loan, follow these steps:

  1. Visit the Fint website: Open your preferred web browser and navigate to the official Fint Loan website.
  2. Explore loan options: Take time to understand the available loan options and review the terms and conditions on the website to choose the best-suited loan.
  3. Sign up: Register on the website by providing all required information, including personal details, contact information, employment details, and the requested loan amount.
  4. Submit supporting documents: As part of the application process, upload necessary documents such as identification cards, bank statements, proof of income, or any other documents specified by Fint Loan. The required documents may vary based on the loan amount.
  5. Review and submit: Double-check all entered information for accuracy before submitting your application through the website.
  6. Wait for loan approval: After submission, Fint Loan will review your application and determine your eligibility. The approval process may take time, and you will receive notification accordingly.

Please note that the loan application process and requirements are subject to change. Visit the official Fint website for the most accurate and up-to-date information on applying for a loan.

Also read: Cash Converters Loan: how to Apply 

Loan Requirements

Here are the requirements to access Fint Loan:

  1. Mobile phone with basic functionality for calls and SMS.
  2. Valid Nigerian Bank Account.
  3. Bank Verification Number (BVN).
  4. Bank Account Statement.
  5. Valid Nigerian Identity Card.
  6. Applicants must be at least 18 years old to meet legal eligibility for financial agreements.

Applying for a Fint Loan in Nigeria

Here’s a step-by-step guide on how to apply for a Fint Loan in Nigeria:

  1. Visit the Fint Website.
  2. On the homepage, click on the “Borrow” option.
  3. Use the loan calculator to input your desired amount and duration.
  4. Click “Calculate” to view the repayment amount.
  5. Click on “Start borrowing.”
  6. Sign up for a user account and accept the terms.
  7. Upon verification, upload the required documents as specified on the Fint loan portal.
  8. Ensure accurate submission of all necessary documents, following the provided guidelines.
  9. Your loan application will undergo review after document submission.
  10. The Fint platform will evaluate your application based on factors like creditworthiness and investor availability.
  11. If an investor approves your loan application, the disbursed amount will be credited to your bank account.
  12. Note that the loan disbursement speed may vary based on lender involvement and processes.

Also read: Atlas Loan: how to Apply

Fint Loan Products

Fint Loan provides a range of loan packages tailored to diverse financial needs:

  1. Personal Loans:
  • Designed for individual financial requirements like medical expenses, debt consolidation, education costs, or home improvements.
  • Flexible repayment terms and competitive interest rates are offered.
  1. Business Loans:
  • Aimed at supporting entrepreneurs and small businesses for expansion, working capital, equipment purchases, or new projects.
  • Tailored features and repayment options are available to suit business needs.
  1. Payday Loans:
  • Short-term loans for immediate financial support until the next paycheck.
  • Repaid within a short period, typically on the borrower’s next payday, addressing urgent financial needs or unexpected expenses.
  1. Emergency Loans:
  • Provided to assist individuals facing unforeseen financial emergencies.
  • Quickly disbursed to cover unexpected medical bills, home repairs, or urgent expenses.
  1. Asset-Backed Loans:
  • Loan amounts are secured by collateral such as real estate, vehicles, or other valuable assets.
  • Offers favorable interest rates and longer repayment terms due to collateral security.

Each loan package is designed to meet specific needs, providing options for individuals and businesses alike.


What is Fint Loan?
  • Fint Loan is a tech giant in Nigeria that connects individuals seeking loans with corporate lenders looking to earn returns. They offer various loan packages to meet different financial needs.
How can I apply for a Fint Loan?
  • To apply for a loan, visit their official website, sign up for a user account, and follow the application process as outlined on the website.
What are the requirements to access Fint Loan?
  • To access Fint Loan, you need a mobile phone with basic functionality, a valid Nigerian bank account, a Bank Verification Number (BVN), bank account statement, valid Nigerian identity card, and be at least 18 years old.
What types of loan packages does Fint Loan offer?
  • It offers various loan packages including personal loans, business loans, payday loans, emergency loans, and asset-backed loans to cater to different financial needs and requirements.
How are Fint Loan interest rates and repayment terms?
  • Fint Loan offers competitive interest rates and flexible repayment terms depending on the type of loan package and individual circumstances.
How long does it take to get a Fint Loan disbursed?
  • The speed of loan disbursement with Fint Loan may vary based on lender involvement and processes, but they aim for a timely and efficient disbursal process.
Can I apply for a Fint Loan using a mobile app or USSD code?
  • Currently, it does not provide a mobile app or USSD code for loan applications. The application process is exclusively available through their website.
What documents do I need to submit for a Fint Loan application?
  • You may need to submit documents such as identification cards, bank statements, proof of income, or other specified documents as per their requirements during the application process.
Are there any additional fees or charges associated with Fint Loan?
  • They may have processing fees or other charges associated with loan applications or services, which are typically disclosed during the application process or in their terms and conditions.
Where can I find the most up-to-date information about applying for a Fint Loan?
  • For the latest and most accurate information about applying for a Loan, visit their official website and refer to their current guidelines and FAQs.


In conclusion, Fint Loan emerges as a versatile solution for individuals and businesses in Nigeria seeking financial assistance. With a range of loan packages tailored to diverse needs, competitive interest rates, and flexible repayment terms, Fint stands out as a reliable option in the lending landscape.

Their user-friendly online platform streamlines the application process, ensuring convenience and efficiency for borrowers. Whether it’s personal expenses, business expansion, or addressing urgent financial needs, Fint offers a comprehensive suite of services to support financial growth and stability.

For those navigating the lending market in Nigeria, Fint presents a compelling opportunity to access funding with transparency, convenience, and reliability.

Also read: Bursary vs Student Loan: How Does a Bursary Differ from a Student Loan?

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Christian Maximilian
Christian Maximilian

I am a Software Engineer, technical writer, and overall tech enthusiast. For me, utilizing my skills as a Software Engineer to perform Technical Search Engine Optimization is not just a job, but something I gladly incorporate into my pastimes as well, and I have been doing this for over 3 years.

When I'm not coding or writing technical documentation, I enjoy listening to music and exploring new genres.

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