Hadi Finance is a prominent financial services platform committed to empowering the development and prosperity of the informal retail sector in Africa.

Hadi creates a culture that promotes thinking creatively, taking calculated risks, and embracing new concepts.

It recognizes the importance of creativity and innovation in driving progress and achievement.

Additionally, it acknowledges the significance of diversity and inclusion in nurturing creativity, innovation, and adaptability.

Our platform enables informal retailers to buy goods and have them delivered within 24 hours. Our goal is to disrupt the $1.4 trillion African market by providing high-quality transaction data to lenders in a currently inefficient and opaque market.

Hadi applies an additional fee on products sold to traders, ranging from 2% to 5%. Our platform enables retailers to access the most competitive prices at their own convenience and also provides Buy Now, Pay Later options through a trusted brand.

Our goal is to utilize the trust we have built with informal traders by providing them with goods, BNPL, and loans to transition into a deposit-taking bank through our community savings offering.

Today, more than 850 traders in Abuja are using our platform to buy goods, and we have provided over $5,000 worth of goods to 42 traders through our BNPL scheme, creating a new revenue stream through interest income.

Established by Saeed Seghosime, an emerging market-focused investment professional with six years of experience, and Bidemi Adebayo, an experienced supply chain operator in informal markets.

Hadi Finance operates as a B2B technology platform that facilitates direct connections between informal retailers and manufacturers, enabling retailers to access necessary products while also offering financial services such as credit and insurance within the ecosystem.

• Headquarters: Abuja, Nigeria
• Year Founded: 2022
• Team Size: 11-50

Our Core Values

Hadi Finance is dedicated to cultivating an environment of innovation, teamwork, and development. Our priority is to offer our staff an engaging and rewarding workplace that supports their personal and career growth.

Benefits of Choosing Hadi Finance

1. Grow your Business

Our cutting-edge financial service platform is enabling retailers throughout Africa to prosper and achieve success in unprecedented ways.

2. Grow Your Sales

When your loyal customers consistently make timely payments, you can increase the availability of inventory financing to more customers each month.

3. Get Settled Upfront

You will be settled upfront and in full once your customer has made their down payment.

4. Request for Loans

No matter if you're replenishing your inventory, diversifying your product range, or capitalizing on fresh business prospects, Hadi is ready to offer the financial backing necessary for your success.

Our Services

1. B2B tech platform

Our platform aims to connect informal retailers directly with manufacturers, enabling them to access a wide range of products at competitive prices.

By cutting out middlemen and traditional distribution channels, we empower retailers to source products more efficiently and at lower costs, while manufacturers benefit from direct access to a large network of retailers.

This direct connection streamlines the supply chain, reduces overhead costs, and ultimately helps both retailers and manufacturers increase their profitability.

Our goal is to create a more transparent, efficient, and mutually beneficial marketplace for informal retailers and manufacturers.

2. Inventory Financing

Retailers can receive vouchers that provide them with access to financing options specifically for purchasing stock.

These vouchers can be used to secure loans or lines of credit that can be used to purchase inventory, expand product offerings, or meet seasonal demand.

By providing retailers with access to financing, they are better equipped to manage their cash flow, invest in their business, and meet the needs of their customers.

This can ultimately help retailers grow their businesses and contribute to the overall success of the retail industry.

3. Streamlined Logistics

Improving the delivery process to enhance service efficiency.