CredPal is an innovative credit solution designed to offer smooth credit access for businesses and individuals in emerging markets.

Credpal offers an innovative solution that enables both businesses and individuals to make purchases and pay for them in installments at online and offline stores.

This is achieved by granting access to credit at the time of checkout. The platform ensures transparency in its services, allowing users to create accounts and select payment plans to reduce risk.

Additionally, it connects users to various financial institutions that offer credit to customers.

In 2018, Fehintolu Olaogun and Olorunfemi Jegede launched Credpal, which is based in Lagos, Nigeria.

• Headquarters: Lagos, Nigeria
• Year Founded: 2017, Launched in 2018
• Team Size: 35

Our Mission

Our goal is to be a one-stop shop for financial needs, with a focus on financial inclusion.

Our Products/Services

1. Payments

CredPal offers a secure and convenient way to make payments for bills, subscriptions, and other purchases. They also allow users to pay for Bolt rides and food orders with the option to pay later.

Experience a safe, dependable, and convenient payment method. Whether you're making a purchase, subscribing, or making any other type of payment, CredPal is created to simplify and expedite the process.

2. Savings

CredPal helps users simplify saving money by setting budgets and potentially using savings tools within their app.

Simplify the process of saving money by creating a budget. Easily save by setting targets, monitoring your advancement, and enabling automatic transfers through your bank account. It's simple!

3. Virtual Cards

You can create a virtual credit or cash card to securely make online purchases and easily track your spending. With advanced security measures, you can set spending limits and have full visibility of your expenses, giving you control over your finances.

4. Credit Builder

Easily fund your virtual card and use it to make payments anywhere. With your CredPal virtual card, you can conveniently make purchases online and offline while taking advantage of our rewarding programs.

• Move with CredPal
• Travel with CredPal
• Pay with CredPal
• Shop with CredPal

5. CredPal App

An app for mobile devices that enables users to conduct transactions, manage their savings, invest money, and obtain credit.

6. Flex Savings

A flexible savings plan offering free withdrawals and up to 12% yearly interest.

7. Dollar Savings

A dollar savings plan that offers users the opportunity to save with an annual interest rate of up to 8%.

8. Vaults

An attribute that secures funds to assist individuals in adhering to their savings goals and attaining financial security.

Testimonials from our Customers

"I love this app! It's so easy to use and has helped me save money for my future goals. The auto-save feature makes it a breeze to save regularly, and the investment options are great too. Highly recommend!"

Martins Adebowale

"This app has been a game-changer for me. I used to struggle with managing my finances, but with this app, I can easily track my spending, set budgets, and save for the things that matter most."

Kalistus Oluwafemi

"I never thought investing could be so simple and accessible, but this app has changed my mind. I can invest easily track my portfolio's performance. Highly recommend for anyone looking to start investing."

Esther Romanus