About Us

Cowrywise is a savings and investment platform developed to equip individuals with the required tools to make personal financial management a lifestyle. Also, it is built not only to make periodic savings and investments easy and automatic but also to enable monitoring of savings, investments and net worth.

Cultivating a saving and investment culture is a game of gradual behavioural changes that require time and consistent baby steps to take root. Cowrywise will serve as an educational platform for the dissemination of personal finance tips and available investment opportunities in Nigeria.

Our History

Among the apps driving digital savings culture in Nigeria today is Cowrywise. Launched in 2017, Cowrywise offers savings with interest rates at periodic, fixed, and one-time rates. 

With this app, you can build your savings and investment portfolios and manage your money securely. It also allows you to save as an individual or with a group.

A notable highlight of Cowrywise is the friendly user interface and the ‘Savings Challenge, which challenges you to engage in rigorous savings plans that help you build emergency funds or a better stash of funds at the end of the specified period.

The app provides its users with a rate calculator that enables them to calculate their interest even before they start saving.

Our Vision

We want to make saving and investment worthwhile again for everyone by making it simple to do and highly rewarding.

Our Mission

To build a savings and investment platform that will allow individuals and businesses to enjoy a personalized financial management experience as we believe the concept of wealth is broader than the amount of money in bank accounts.

Core Values

Customer Satisfaction Obsession

We are in business to make our customers happy and meet their needs. Meeting the needs of our customers is an act we value dearly.

Collaboration & Teamwork

Our success depends upon the collective intelligence of our team members and the shared vision of our partners.

Open & Honest Communication

Do it right. Say and share the right thing. We manage tough situations with courage and candor with healthy debates and differences of opinion.

Innovation & Leadership

We lead by doing the best work. What we do, we do very well. It is our nature to innovate and take responsibility for our actions.

Personal Growth & Development

Our growth as a company is a product of the growth of our individual team members. Grow daily. It compounds. Do your best work, daily.

Simplicity & Empathy

We create simple but powerful experiences because greatness is simple. We see with the eyes of our customers, listen with their ears, and feel with their hearts.

Our Services

CowryWise operates a secure automated service that helps you save money, allowing you to enjoy high returns from risk-free investments in Nigeria with zero fees, charges, and no penalties. Our products include;

Sprout

Sprout is a modern treasury management for businesses. In addition to making investments easy for individuals, Sprout is a central platform focused on helping businesses invest their spare cash easily and earn better returns. You get easy access to secure, flexible, low-risk, business-friendly investments from top fund managers.

Triggers

Triggers are a smart, revolutionary, and automated way to save and invest. Currently, with Triggers, you can save/invest when your football club or favorite player scores a goal.

Our Business Model

For every plan created on Cowrywise, there is a maturity period assigned to it. For each maturity period range, there is an attached interest rate.