PayPal Launches Direct Payments in Nigeria Through Strategic Partnership with Paga

PayPal launches direct payments in Nigeria. This big news means direct payments in Nigeria are now possible through strategic partnership with Paga. Nigerians can now link their PayPal accounts directly to Paga wallets and withdraw funds in Naira. This ends years of limited access to the global payments platform.

Paga and PayPal launched the integration today. It allows users to receive international payments, shop with global merchants, and access their money locally. No more workarounds that have defined PayPal use in Nigeria for over a decade. Users can withdraw to bank accounts, pay bills, or spend through Paga’s card network.

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The partnership gives Paga’s 21 million Nigerian users direct access to PayPal’s network. This network has over 400 million users across more than 200 markets. For freelancers earning in dollars, online sellers shipping abroad, or anyone receiving payments from platforms like Upwork or Fiverr, this removes a major financial bottleneck.

Otto Williams is PayPal’s senior vice president, regional head, and general manager for the Middle East and Africa. He says the company has always seen Nigeria as critical. But PayPal needed the right local partner before launching. That partner is Paga, which has the wallet infrastructure, API systems, and merchant network to handle PayPal transactions at scale.

“Success requires the right partner and the right local infrastructure,” Williams said. “The digital economy in Nigeria has reached a level of maturity where mobile wallets and instant payments can support seamless cross-border commerce.”

Paga CEO Tayo Oviosu stated on X that the announcement reflects patience. It also shows building trusted local infrastructure. He believes global platforms scale better by integrating with, rather than circumventing, local systems.

Through the Paga-PayPal link, users can now receive payments from more than 200 countries directly into their Paga wallets. They can withdraw funds instantly in Naira for local use. Users can shop with global merchants that accept PayPal. They can also transfer funds to local banks or pay bills without extra steps.

For small and medium enterprises (SMEs), this integration offers a reliable route to global markets. It cuts informal costs and improves cash flow. Onboarding remains via PayPal. But the partnership enables smoother financial services later.

PayPal wants to replicate its Paga partnership across Africa. It builds on collaborations with M-PESA, CASHPLUS, and TerraPay. The goal is to simplify global transactions.

For now, users can log into the Paga app, link their PayPal account, and start moving money. This change makes life easier for millions. Freelancers no longer worry about complex ways to get their earnings home. Sellers can reach buyers worldwide without hassle. Everyday people can shop online from global stores and pay in a simple way.

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Nigeria’s tech scene grows fast. Partnerships like this show how local players like Paga lead the way. They connect Nigeria to the world. PayPal’s move proves faith in Nigeria’s digital growth. With 21 million Paga users gaining access, expect more business and trade. Cross-border payments become as easy as sending money to a friend.

This launch is a win for Nigeria’s economy. It supports freelancers, businesses, and shoppers. The strategic partnership with Paga sets a model for Africa. Global money flows freely now, boosting growth and opportunity.

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