15 Legit Apps to Trade Gift Cards in Nigeria | 2026 Update

The Nigerian gift-card exchange market has exploded in recent years. Today, there are dozens of apps to trade gift cards in Nigeria that let users sell unwanted gift cards or buy new ones for cash or cryptocurrency. Each app varies in features – some focus on instant cashouts, others mix bill payment or crypto services. This 2026 update highlights 15 legit platforms used by Nigerians.

While a lot of Gift card trading apps promise a lot of goodies, most of them fall short of their promises or are not even licensed to operate. That’s why you need to be careful and seek only legit apps to trade Gift cards in Nigeria.

In this writing, we will look at the best legit apps to trade gift cards in Nigeria; how they work, and the best use cases for each in Nigeria’s gift-card ecosystem.

Which gift card app has the highest rate in Nigeria?

The gift card app with the highest rate in Nigeria depends on the type of card. Generally, gaming and tech cards fetch top Naira values. For instance, a US Razer Gold $100 card can sell for ₦120,000–₦150,000 (₦1,200–₦1,500 per USD).

Similarly, analysts have pointed out that Apple iTunes and Steam gift cards have been “fetching pretty high rates” recently. These high-demand cards tend to yield more Naira. The specific trading app (Cardtonic, Hook, etc.) is less important than the card itself.

That said, many of these high-rate cards are traded on Cardtonic or Presto, which often lead the market on rates.

The highest selling rate usually comes from premium cards (Razer, iTunes, Steam), rather than a particular app, though Cardtonic and similar platforms are well-known for listing those top rates.

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Is CardHorse legit in Nigeria?

Yes, CardHorse is a legitimate gift-card trading platform in Nigeria. It’s one of the newer entrants but has built a sizable user base.

CardHorse’s own website boasts over 50,000 customers and advertises “120% secure” trading with “no resale” of your card. In other words, they claim your card is kept safe and paid out quickly.

While we didn’t find any official audits or news reports about CardHorse, we also found no widespread complaints or scam alerts. On balance, CardHorse is considered a bona fide service – it was even described as a “rising star in the gift card trading industry in Nigeria” on its site.

As with any platform, exercise standard caution: check recent user feedback and confirm your transaction details. But overall, CardHorse is generally regarded as legitimate in the gift-card community.

How can I convert gift cards to cash in Nigeria?

Converting gift cards to cash (Naira) typically involves selling them on one of the aforementioned apps. The general steps are:

Choose a reliable exchanger
Create an account
Upload your card details
Then receive instant payout.

For example, on GCBUYING the platform advertises that your payment is processed immediately after a successful sale. You log in, select the card brand and denomination, provide the code or PIN, and the app instantly verifies it and transfers funds.

Another route is peer-to-peer crypto trading: sites like Paxful or Remitano let Nigerians trade gift cards for Bitcoin (or other crypto) via escrow. You then sell the crypto for Naira. This two-step process can yield competitive rates, but involves learning crypto.

Overall, the simplest way is through dedicated apps: they handle the exchange and send Naira (or even cedis, dollars, crypto, etc.) to your account instantly. Always compare rates between apps before selling, as rates differ by platform and card.

Legit Apps to Trade Gift Cards in Nigeria

Having the basics tips on how to convert gift cards to cash, let’s look at the approved apps to trade gift cards in Nigeria. The Legit Apps to Trade Gift Cards in Nigeria include;

1. Cardtonic

Cardtonic is one of Nigeria’s longest-running gift card apps. It supports a wide range of cards (Amazon, Google, iTunes, gaming cards, etc.) and is known for fast payouts. Traders report completing gift-card-to-cash trades in about 5–10 minutes.

Cardtonic’s rates are generally competitive; the platform itself claims to offer the “best gift card rates” in the market. It has web and mobile interfaces, and many Nigerian traders trust it. The key advantages are speed and reliability.

2. GCBUYING

GCBUYING is a Nigeria-focused exchanger specializing in instant naira payouts. It supports major international gift cards (Google Play, Amazon, Xbox, etc.) and has Android/iOS apps. One of its selling points is “instant payment” – once your card is verified, Naira is sent immediately.

Their blog advertises “competitive rates” and 24/7 support, and the process is straightforward (enter card details and receive funds instantly). GCBUYING is frequently mentioned by users for quick transactions, especially for Google Play gift cards. If you need near-instant cash in Nigeria, GCBUYING is a popular choice.

3. GiftCardsToNaira

GiftCardsToNaira is a dedicated gift-card exchange app/website (same entity as GCBUYING) tailored for Nigeria (and Ghana). It proudly calls itself the “premier app” for trading gift cards for instant cash in NGN.

The app supports about 25 different cards, including Steam, Apple, Sephora, Amex, Nike, and more. It advertises rapid confirmation and secure trading: once you upload a card, the app promises a quick check and quick pay. GiftCardsToNaira has in-app reward points and referral bonuses for extra cashback.

In short, it offers a polished mobile experience for selling gift cards and withdrawing naira, with a robust security reputation.

4. Grip (now Zabira)

Grip is a Nigerian-owned trading app with a large user base. Its blog states that Grip had over 100,000 downloads and 150K+ users in just two years, and it markets itself as providing “the best rates” and fast payouts.

According to Grip, trades complete in about 2–5 minutes, and users can sell any time of day. The app pays out in naira into your bank, and it highlights security (150K+ safe trades on file).

Grip’s appeal is simplicity and reliability: a user opens the app, uploads a photo or PIN of the gift card, and the funds hit their wallet. Grip also runs promotions and bonuses, making it a favorite especially among frequent traders.

5. Hook

Hook is another top-rated Nigerian gift-card exchange app. It reports having served over 100,000 customers with more than 2 million transactions since 2019. Hook supports 30+ gift card brands – everything from Steam, Xbox, and Razer Gold to Nike, Apple, Amazon, Visa, and more.

Like others, it emphasizes instant naira payouts and quick trade confirmations. The platform is designed for security and ease: after signing up you can immediately start trading cards and withdraw cash. Users like Hook for its broad card selection and active customer support.

6. NOSH (UseNosh)

NOSH is a fintech startup that combines gift-card trading with bill payments and remittances. It allows Nigerians to buy or sell gift cards, as well as do things like pay utilities or transfer crypto.

On the gift-card side, NOSH claims “quick sale of any gift card within minutes” and “instant naira payment to any Nigerian bank account”.

It offers a 24/7 service with high encryption and no hidden fees. In practice, NOSH’s app is used both by people who want to convert gift cards to cash and by those who need cheap online top-ups. Its multi-function nature (bills, airtime, crypto conversion) sets it apart. NOSH is generally well-rated for convenience and security, and is often recommended for beginners.

7. Apexpay

Apexpay is a Nigeria-based gift-card redemption app that appeals to power sellers. Its website boasts 400,000+ customers and a 5-star experience. Apexpay offers instant conversions of gift cards to Naira or Ghanaian Cedis, plus “up to 50% extra bonus” deals on exchanges to entice users. It also functions as a mini-finance app (buy airtime, pay bills, etc.), but gift cards are a core feature.

Users appreciate Apexpay’s high rates on many cards and instant bank transfers. The key highlight is the combination of fast payouts and occasional promotional bonuses, which can improve the effective rate on large trades.

8. Flippay

Flippay (by PayNyce) lets users sell gift cards and immediately use the proceeds within the app. After a sale, Flippay allows transfers to friends via email, bill payments (DSTV, electricity, internet) and airtime top-ups directly from your balance. In other words, instead of withdrawing Naira, you can flip the funds to other useful services.

This makes Flippay popular for those who want instant utility rather than cash. The app supports selling the gift cards themselves; it focuses more on how you use the funds afterward.

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9. Presto

Presto brands itself as a “Top Gift Card & Crypto Trading Platform” in Nigeria. It offers dual services: gift card redemption and crypto exchange. The site advertises “premium rates, secured trades and instant cashout” for gift cards. Presto claims to be “Nigeria’s #1 platform” for trading gift cards and crypto.

Presto’s app handles both types of assets: you can sell gift cards for Naira or swap cards for cryptocurrency (or vice versa). It supports dozens of global gift card types. Presto’s appeal lies in combining gift cards with crypto in one app, and users report that the interface is smooth and payments are fast.

10. Kuditime

Kuditime is a mobile app focused on instant valuation and conversion of gift cards and crypto to Naira. It supports over 20 major gift cards (Google Play, Amazon, iTunes, Steam, Xbox, Nike, etc.) and also many cryptocurrencies (BTC, ETH, USDT, ADA, etc.).

Key features include real-time price quotes, transparent rates, and same-day payouts to your bank. For example, you can check in-app how much a $50 Steam card or 0.1 BTC will yield in Naira before you sell.

Users like Kuditime for its clarity on rates and fast Naira transfers. Because it covers both gift cards and crypto, it’s a one-stop app for many tech-savvy traders in Nigeria.

11. Prestmit

Prestmit is a digital exchange catering to Nigeria and beyond. It calls itself “Nigeria’s premier gift card trading platform”. You can sell cards from virtually any brand (Google Play, Apple, Amazon, Netflix, etc.) for NGN, GHS, BTC, or USDT.

The website highlights a catalog of ~50 gift card types and instant payments. It also has a strong crypto wallet integration. Prestmit is notable for its scale – the site cites 800,000+ customers already on the platform.

A unique feature is its reward system: every successful trade earns points you can convert to cash. In practice, Nigerians use Prestmit when they want flexible payout options (e.g. “bank or Bitcoin”) and a large selection of cards.

12. Paxful

Paxful is an international peer-to-peer marketplace, not Nigeria-specific, but very popular with Nigerians. On Paxful, anyone can create a trade offer to sell or buy gift cards for Bitcoin. The platform explicitly states, “Have an unused gift card? Trade it to Paxful users and get the same value in Bitcoin”.

In Nigeria, Paxful is widely used to turn gift cards into cryptocurrency, which is then quickly sold for Naira on other exchanges. Paxful’s strength is its escrow system – your Bitcoin is held safely until both parties confirm.

There are numerous Paxful traders in Nigeria listing gift cards (Amazon, Google, etc.) at competitive rates. The main caveat is learning the P2P process: new users should start small. But Paxful is legitimate and widely used for gift-card-to-cash via crypto.

13. Remitano

Remitano is another peer-to-peer crypto exchange, similar to Paxful. It supports gift cards indirectly: Nigerians use Remitano’s escrow service by first buying crypto with fiat, then coordinating off-platform trades for gift cards. (Remitano has pages explaining how to buy Bitcoin with gift cards, emphasizing escrow and no fees.)

While Remitano doesn’t list gift cards on-site, savvy traders use it in tandem with social groups: a seller takes payment in crypto on Remitano and sends the gift card code separately. It’s a bit more involved, but Remitano’s strong escrow system and lower fees attract some users. Overall, it’s a legit crypto exchange that can be part of a gift card cashout strategy.

14. LocalCoinSwap

LocalCoinSwap is an international P2P cryptocurrency exchange that also supports gift card trades. Like Remitano, it doesn’t have a built-in gift card marketplace, but some Nigerian traders use it to buy/sell crypto obtained from gift card sales.

LocalCoinSwap is decentralized and supports many payment methods, which can include digital gift cards if you negotiate with a counterparty. It’s smaller in Nigeria than Paxful/Remitano, but it’s used by those who prefer a fully peer-to-peer model. Again, it’s legitimate and uses escrow. In practice, it’s a niche option in Nigeria – most locals stick to the above apps – but it’s available for tech-savvy traders who want another P2P venue.

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15. Jiji NG

J iji is Nigeria’s largest online classifieds/marketplace, and gift cards often appear there. Unlike the other apps, Jiji is peer-to-peer: individuals and small vendors list gift cards for direct sale. For example, one listing was for a $100 Amazon gift card at ₦175,000.

Buyers on Jiji negotiate and pay sellers (sometimes via bank transfer or escrow services). The advantage of Jiji is variety and possibly lower fees (no platform commission). However, it’s also riskier, so always check seller ratings and meet in person if possible.

Jiji is legit in the sense that it’s a real marketplace (not a scam site), but transactions are between private parties, so use caution. It’s best used when the above apps lack the specific card you want, and you’re comfortable vetting sellers yourself.

FAQs

Which gift card has the highest value in Nigeria?

Razer Gold gift cards

How to check if a trading app is legit?

Check for HTTPS security and valid contact information. Use online tools like WHOIS to confirm domain registration details. Look for regulatory licenses from recognized authorities.

Does Opay sell gift cards?

No, OPay does not directly sell gift cards.

Conclusion

Nigerians have no shortage of legitimate platforms to trade gift cards for cash. Each app above has its own strengths. Many of these services boast tens of thousands of users and strong security measures. The best strategy is to compare rates and pick a trusted app for your specific card type.

Always verify that the app is active and has positive feedback. With these apps, you can confidently sell or buy gift cards in Nigeria — turning unwanted vouchers into usable cash safely and conveniently.